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20330 Jefferson Blvd, Hagerstown, MD, 21742

2beds
1baths
1,244sqft
$284,900
$229price/sqft
$2,071/moest. monthly cost
$82,840/yrincome needed

About This Home

Don’t miss this opportunity to own a classic brick Cape Cod situated on two beautifully maintained parcels totaling approximately 1.3 acres. The home sits on .56 acres, with an adjoining .78-acre parcel included, creating a gorgeous green lawn and a rare amount of outdoor space to enjoy. This charming property offers a lovely setting with both a front porch and side porch. Inside, the main level features hardwood floors, a spacious kitchen with plentiful cabinet space, a center island, and table space, along with a family room and a sunroom that adds extra living space and natural light. Upstairs, you’ll find 2 bedrooms and a full bathroom. The basement provides additional storage and access to the laundry area with utility sink. The 2-car garage with opener provides additional parking and storage. With two parcels included, this property offers space, charm, and flexibility in a convenient Hagerstown-area location with easy access to commuter routes, shopping, and local amenities.

Getting Around

17
WalkingCar-Dependent
12
TransitMinimal Transit
18
BikeSomewhat Bikeable

Schools

5/10
10/10
Smithsburg Middle SchoolGrades 6-84.9 mi
8/10
Smithsburg High SchoolGrades 9-124.9 mi

Construction

Condition

  • Year built: 1951

Materials

  • Foundation: Permanent
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cape Cod
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Microwave,Oven/Range - Electric,Refrigerator,Washer,Water Heater,Electric Water Heater
  • Laundry features: In Basement

Basement

  • Level: Lower

Basement

  • Has basement: Yes
  • Basement: Garage Access,Interior Entry,Unfinished

Bathroom1

  • Level: Upper

Bedroom1

  • Level: Upper

Bedroom2

  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Family Room

  • Level: Main

Features

  • Breakfast Area,Family Room Off Kitchen,Floor Plan - Traditional,Kitchen - Table Space
  • Flooring: Hardwood,Wood
  • Finished area below ground: 0
  • Finished area above ground: 1,244

Heating & Cooling

  • Heating features: Forced Air,Oil
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 1,794
  • Total interior livable area: 1,244 sqft

Kitchen

  • Level: Main

Other

  • Level: Main

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 2218005786
  • Zoning: RT
  • Special condition: Standard

Features

  • Levels: Two and One Half
  • Stories: 2
  • Pool features: None
  • Has view: Yes
  • View description: Garden

Lot

  • Lot size: 1.34 Acres
  • Features: Additional Lot(s)

Parking

  • Total spaces: 2
  • Parking features: Garage Faces Side,Inside Entrance,Attached,Driveway
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherRelatively High
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Winter Weather
Hurricane
Heat Wave
Lightning
Strong Wind

FEMA Declared Disasters Across Maryland Counties

Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,440$17,280
Home Insurance *$112$1,344
Property Taxes $238$2,856
Electricity $281$3,374
Total$2,071$24,852
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$71,005/yr
40% on housing$62,130/yr
45% on housing$55,226/yr

Maryland FAIR Plan Programs

Maryland Joint Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 678Commercial: 44
Total Premiums$854,000
Total Exposure$326.56M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.0%
11.0%
0%30.0%
Electricity Growth Rate10-year average: 8.1%
8.1%
0%15.0%
Property Taxes Growth Rate2-year average: -1.5%
-1.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$229This listing

vs Other Active Listings

Avg $/sqft

ZIP 21742$159
Washington County$147

vs Homes Sold Last Month

Median $/sqft

ZIP 21742$171
Washington County$193

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-22Listed for sale$284,900
2026-07-14Contingent$284,900
2026-07-07Listed for sale$284,900

For Sale by Agent

AgentMonika Foster
BrokerageSamson Properties

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