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1132 Security Rd, Hagerstown, MD, 21742

6beds
2baths
1,500sqft
$260,000
$173price/sqft
$1,917/moest. monthly cost
$76,680/yrincome needed

About This Home

The main home greets you with warm, character-filled living areas perfect for relaxing. Outside, the property features a detached car garage and an ample driveway that easily accommodates 4 cars. Convenience is elevated by a completely separate building for laundry and extra storage. The backyard hosts an incredible asset: a detached, recently remodeled Accessory Dwelling Unit (ADU) boasting 3 bedrooms and a fully equipped second kitchen. The modern upgrades and pristine condition of this secondary home make it an ideal setup for multi-generational living or investment potential. Perhaps the most unique benefit of this property is its exceptional privacy and neighborly arrangement. The adjacent turn lot is owned by a local cement company that purchased the land and knocked down the old houses strictly to ensure clear line-of-sight visibility for their trucks coming and going. Because of this, you will experience no additional noise, and you have peace of mind knowing no future building will ever be done there.

Getting Around

10
WalkingCar-Dependent
13
TransitMinimal Transit
20
BikeSomewhat Bikeable

Schools

5/10
7/10
Northern Middle SchoolGrades 6-81.7 mi
6/10

Construction

Condition

  • Property condition: Very Good
  • Year built: 1883

Materials

  • Foundation: Brick/Mortar,Crawl Space
  • Roof: Shingle
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Water Heater
  • Laundry features: Main Level

Basement

  • Area: 540

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 2
  • Main level bedrooms: 3

Features

  • 2nd Kitchen
  • Finished area below ground: 0
  • Finished area above ground: 1,500

Heating & Cooling

  • Heating features: Heat Pump,Electric
  • Cooling features: Central Air,Window Unit(s),Electric

Interior Area

  • Total structure area: 2,040
  • Total interior livable area: 1,500 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 2218012669
  • Zoning: RS
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None

Lot

  • Lot size: 0.25 Acres

Parking

  • Total spaces: 5
  • Parking features: Garage Faces Front,Storage,Concrete,Detached,Driveway
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes
  • Uncovered spaces: 4

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Winter Weather

FEMA Declared Disasters Across Maryland Counties

Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,314$15,768
Home Insurance *$102$1,224
Property Taxes $220$2,640
Electricity $281$3,374
Total$1,917$23,004
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$65,725/yr
40% on housing$57,510/yr
45% on housing$51,120/yr

Maryland FAIR Plan Programs

Maryland Joint Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 678Commercial: 44
Total Premiums$854,000
Total Exposure$326.56M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.0%
11.0%
0%30.0%
Electricity Growth Rate10-year average: 8.1%
8.1%
0%15.0%
Property Taxes Growth Rate2-year average: -1.5%
-1.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$173This listing

vs Other Active Listings

Avg $/sqft

ZIP 21742$159
Washington County$148

vs Homes Sold Last Month

Median $/sqft

ZIP 21742$171
Washington County$193

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-31Listed for sale$260,000
2026-07-28Contingent$260,000
2026-07-10Listed for sale$260,000
2026-07-06Pending sale$260,000
2026-06-24Listed for sale$260,000
2023-07-31Listing removed$262,000
2023-05-30Price change$262,000
2023-04-29Listed for sale$279,000
2020-12-21Sold$178,000
2020-11-04Pending sale$200,000
2020-10-11Price change$199,750
2020-09-29Price change$207,500
2020-09-20Price change$219,500
2020-09-11Price change$229,500
2020-08-30Listed for sale$237,000
2013-10-23Listing removed$119,900
2013-10-19Price change$119,900
2013-09-14Price change$129,900
2013-07-31Price change$139,900
2013-06-24Listed for sale$149,900

For Sale by Agent

AgentHector Mayorga
BrokerageCompass

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