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1405 Outer Dr, Hagerstown, MD, 21742

3beds
1baths
1,140sqft
$279,000
$245price/sqft
$1,950/moest. monthly cost
$78,000/yrincome needed

About This Home

Enjoy one level living in a newly renovated house in the north end with a garage and an in ground pool. House features a new kitchen with quartz counter tops, a new bath with tile floors, new LVP waterproof flooring in the rest of the house, new interior doors, and brand new appliances. The back yard has wonderful shade from several mature trees and is fully fenced in with chain link fence. The pool area is fully inclosed in a tall privacy fence. Spend the rest of your summer in 16 by 30 foot inground pool before summer is over.

Getting Around

12
WalkingCar-Dependent
15
TransitMinimal Transit
29
BikeSomewhat Bikeable

Schools

7/10
3/10
6/10

Construction

Condition

  • Year built: 1963

Materials

  • Foundation: Other
  • Construction materials: Aluminum Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch/Rambler
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Microwave,Refrigerator,Washer,Gas Water Heater

Basement

  • Area: 0

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 3

Features

  • Upgraded Countertops
  • Finished area below ground: 0
  • Finished area above ground: 1,140

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 1,140
  • Total interior livable area: 1,140 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 2221000140
  • Zoning: RMOD
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Private pool: Yes
  • Pool features: In Ground,Private
  • Patio & porch: Patio
  • Fencing: Chain Link,Privacy

Lot

  • Lot size: 0.27 Acres

Parking

  • Total spaces: 1
  • Parking features: Inside Entrance,Attached,Driveway
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters Across Maryland Counties

Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,410$16,920
Home Insurance *$109$1,308
Property Taxes $150$1,800
Electricity $281$3,374
Total$1,950$23,400
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$66,857/yr
40% on housing$58,500/yr
45% on housing$52,000/yr

Maryland FAIR Plan Programs

Maryland Joint Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 678Commercial: 44
Total Premiums$854,000
Total Exposure$326.56M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.0%
11.0%
0%30.0%
Electricity Growth Rate10-year average: 8.1%
8.1%
0%15.0%
Property Taxes Growth Rate2-year average: -1.5%
-1.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$245This listing

vs Other Active Listings

Avg $/sqft

ZIP 21742$159
Washington County$147

vs Homes Sold Last Month

Median $/sqft

ZIP 21742$171
Washington County$193

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-10Pending sale$300,000
2026-08-10Price change$300,000
2026-07-31Listed for sale$279,000
2026-05-18Sold$140,000
2005-02-01Sold$173,000
1996-09-27Sold$89,900

For Sale by Agent

AgentLarry Lessin
BrokerageSave 6, Incorporated

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