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135 Fairground Ave, Hagerstown, MD, 21740

6beds
--baths
2,124sqft
$359,900
$169price/sqft
$2,488/moest. monthly cost
$99,520/yrincome needed

About This Home

Turnkey Renovated Duplex – Ideal for Owner-Occupants or Savvy Investors! This fully updated 2-unit property features two spacious units, each offering 3 bedrooms and 1 full bathroom. Extensive renovations include brand-new kitchens and bathrooms, luxury vinyl flooring, stainless appliances, fresh paint, and private rear decks. Unit 137 features the added benefit of a private parking space. With separate electric meters, tenants pay their own utilities, keeping overhead low. Perfectly situated near local shopping, dining, and major commuter routes (I-70/I-81). Live in one side and let the other pay your mortgage, or add a high-performing asset to your portfolio.

Getting Around

63
WalkingSomewhat Walkable
22
TransitMinimal Transit
68
BikeBikeable

Schools

7/10
Northern Middle SchoolGrades 6-81.1 mi
6/10

Construction

Condition

  • Year built: 1903

Materials

  • Foundation: Brick/Mortar
  • Roof: Shingle
  • Construction materials: Brick

Notable Dates

  • Major remodel year: 2026

Type & Style

  • Home type: MultiFamily
  • Architectural style: Colonial
  • Property subType: Duplex

Interior

Appliances

  • Appliances included: Refrigerator,Cooktop,Dishwasher,Microwave,Electric Water Heater

Basement

  • Area: 960

Basement

  • Has basement: Yes
  • Basement: Interior Entry

Bedrooms & Bathrooms

  • Bedrooms: 6

Features

  • 9'+ Ceilings
  • Flooring: Luxury Vinyl

Heating & Cooling

  • Heating features: Forced Air,Electric,Natural Gas
  • Cooling features: None

Interior Area

  • Total structure area: 3,084
  • Total interior livable area: 2,124 sqft

Property

Accessibility

  • Accessibility features: 2+ Access Exits

Details

  • Parcel number: 2222005375
  • Zoning: RMED
  • Special condition: Standard

Features

  • Pool features: None

Lot

  • Lot size: 3,800 sqft

Parking

  • Total spaces: 1
  • Parking features: Driveway
  • Has uncovered spaces: Yes
  • Uncovered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherRelatively High
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Winter Weather
Hurricane
Heat Wave
Lightning
Strong Wind

FEMA Declared Disasters Across Maryland Counties

Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,819$21,828
Home Insurance *$137$1,644
Property Taxes $251$3,012
Electricity $281$3,374
Total$2,488$29,856
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$85,302/yr
40% on housing$74,640/yr
45% on housing$66,346/yr

Maryland FAIR Plan Programs

Maryland Joint Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 678Commercial: 44
Total Premiums$854,000
Total Exposure$326.56M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.0%
11.0%
0%30.0%
Electricity Growth Rate10-year average: 8.1%
8.1%
0%15.0%
Property Taxes Growth Rate2-year average: -1.5%
-1.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$169This listing

vs Other Active Listings

Avg $/sqft

ZIP 21740$128
Washington County$147

vs Homes Sold Last Month

Median $/sqft

ZIP 21740$180
Washington County$193

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-08Listed for sale$385,000
2024-10-15Sold$200,000
2024-09-11Pending sale$194,900
2024-08-16Contingent$194,900
2024-08-12Listed for sale$194,900

For Sale by Agent

AgentToby Wantz
BrokerageReal Estate Today

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