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331 Jefferson St, Hagerstown, MD, 21740

2beds
1baths
1,444sqft
$259,900
$180price/sqft
$1,853/moest. monthly cost
$74,120/yrincome needed

About This Home

Write-up coming soon!

Getting Around

83
WalkingVery Walkable
26
TransitSome Transit
64
BikeBikeable

Schools

5/10
7/10
Northern Middle SchoolGrades 6-81.6 mi
6/10

Construction

Condition

  • Property condition: Very Good,Good,Excellent
  • Year built: 1899

Materials

  • Foundation: Permanent,Block,Stone
  • Roof: Metal
  • Construction materials: Brick,Block

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Stainless Steel Appliance(s),Gas Water Heater
  • Laundry features: Dryer In Unit,Has Laundry,Upper Level,Washer In Unit

Basement

  • Level: Lower

Basement

  • Has basement: Yes
  • Basement: Full

Bedroom2

  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Dining Room

  • Level: Main

Family Room

  • Level: Main

Features

  • Attic,Ceiling Fan(s),Dining Area,Family Room Off Kitchen,Floor Plan - Traditional,Pantry,Primary Bath(s),Dry Wall
  • Window features: Replacement
  • Flooring: Carpet
  • Finished area below ground: 0
  • Finished area above ground: 1,444

Foyer

  • Level: Upper

Heating & Cooling

  • Heating features: Central,Forced Air,Natural Gas
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 2,166
  • Total interior livable area: 1,444 sqft

Kitchen

  • Level: Main

Living Room

  • Level: Main

Other

  • Level: Upper

Primary Bathroom

  • Level: Upper

Primary Bedroom

  • Level: Upper

Utility Room

  • Level: Main

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 2222010018
  • Zoning: RMED
  • Special condition: Standard
  • Exclusions: Sellers Personal Property

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None
  • Patio & porch: Patio
  • Exterior features: Lighting,Rain Gutters,Storage,Balcony
  • Has view: Yes
  • View description: Street
  • Frontage type: Road Frontage

Lot

  • Lot size: 10,086 sqft
  • Features: Open Lot,Rear Yard,Private,Downtown

Parking

  • Parking features: On Street,Off Street
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters Across Maryland Counties

Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,314$15,768
Home Insurance *$99$1,188
Property Taxes $159$1,908
Electricity $281$3,374
Total$1,853$22,236
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$63,531/yr
40% on housing$55,590/yr
45% on housing$49,413/yr

Maryland FAIR Plan Programs

Maryland Joint Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 678Commercial: 44
Total Premiums$854,000
Total Exposure$326.56M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.0%
11.0%
0%30.0%
Electricity Growth Rate10-year average: 8.1%
8.1%
0%15.0%
Property Taxes Growth Rate2-year average: -1.5%
-1.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$180This listing

vs Other Active Listings

Avg $/sqft

ZIP 21740$129
Washington County$148

vs Homes Sold Last Month

Median $/sqft

ZIP 21740$180
Washington County$193

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-06Listed for sale$259,900
2024-10-16Listing removed$249,900
2024-07-22Listed for sale$249,900
2024-06-30Listing removed--
2024-05-01Listed for sale$249,900
2016-11-14Sold$84,000
2016-10-05Pending sale$89,900
2016-07-15Listed for sale$89,900
2016-02-10Sold$30,000
2015-11-06Price change$37,100
2015-10-07Price change$43,700
2015-09-22Listed for sale$45,580
2015-09-22Pending sale$45,580
2015-09-22Listed for sale$45,580
2013-09-26Listing removed$69,900
2012-09-26Listed for sale$69,900
2006-01-10Sold$139,900
2005-06-16Sold$106,950
1994-10-27Sold$100,000

For Sale by Agent

AgentCaleb Gee
BrokerageThe Glocker Group Realty Results

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