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601 N Mulberry St, Hagerstown, MD, 21740

2beds
2baths
2,430sqft
$194,900
$80price/sqft
$1,510/moest. monthly cost
$60,400/yrincome needed

About This Home

Welcome home to affordable living in Hagerstown Maryland! This unique layout at 601 North Mulberry features 2 identical, yet completely separated living units, all under once singular parcel! Live in one side, rent out the other! Or, start your portfolio with 2 turn-key units under one parcel, at an affordable price. Purchasing this property will involve one closing, one mortgage, yet two distinct units with separate electric meters already in place. The property also has two separate entrances for each unit. One in the front, one in the back. The property features modern replacement windows, limiting a future expense down the road. The property layout conforms with Conventional, FHA, and VA standards. Ask your lender how to get into this property with minimal down, with a low-down-payment loan!

Getting Around

68
WalkingSomewhat Walkable
25
TransitSome Transit
68
BikeBikeable

Schools

7/10
Northern Middle SchoolGrades 6-81.2 mi
6/10

Construction

Condition

  • Year built: 1911

Materials

  • Foundation: Block,Brick/Mortar,Permanent,Stone
  • Roof: Metal,Rubber
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Cooktop,Electric Water Heater
  • Laundry features: Hookup,Main Level,Upper Level,Laundry Room

Basement

  • Level: Lower

Basement

  • Has basement: Yes
  • Basement: Exterior Entry,Unfinished

Bathroom1

  • Level: Upper

Bathroom1

  • Level: Main

Bedroom1

  • Level: Upper

Bedroom1

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 1
  • Main level bedrooms: 1

Dining Room

  • Level: Upper

Dining Room

  • Level: Main

Features

  • Additional Stairway,Bathroom - Tub Shower,Entry Level Bedroom,Primary Bath(s),Pantry
  • Door features: Insulated
  • Window features: Replacement
  • Flooring: Carpet,Wood,Vinyl
  • Finished area below ground: 0
  • Finished area above ground: 2,430

Heating & Cooling

  • Heating features: Baseboard,Electric
  • Cooling features: Ceiling Fan(s),Window Unit(s),Electric

Interior Area

  • Total structure area: 3,150
  • Total interior livable area: 2,430 sqft

Kitchen

  • Level: Upper

Kitchen

  • Level: Main

Laundry

  • Level: Upper

Laundry

  • Level: Main

Living Room

  • Level: Main

Living Room

  • Level: Upper

Other

  • Level: Upper

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 2222014269
  • Attached to another structure: Yes
  • Zoning: RMED
  • Special condition: Standard

Features

  • Levels: Three
  • Stories: 3
  • Pool features: None
  • Patio & porch: Porch
  • Exterior features: Sidewalks
  • Has view: Yes
  • View description: City
  • Frontage type: Road Frontage
  • Frontage length: Road Frontage: 19

Lot

  • Lot size: 2,310 sqft
  • Features: Corner Lot,SideYard(s),Unknown Soil Type

Parking

  • Parking features: Surface,Unassigned,On Street
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherRelatively High
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Winter Weather
Hurricane
Heat Wave
Lightning
Strong Wind

FEMA Declared Disasters Across Maryland Counties

Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $985$11,820
Home Insurance *$74$888
Property Taxes $142$1,704
Electricity $309$3,715
Total$1,510$18,120
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$51,771/yr
40% on housing$45,300/yr
45% on housing$40,266/yr

Maryland FAIR Plan Programs

Maryland Joint Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 678Commercial: 44
Total Premiums$854,000
Total Exposure$326.56M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.0%
11.0%
0%30.0%
Electricity Growth Rate10-year average: 8.1%
8.1%
0%15.0%
Property Taxes Growth Rate2-year average: -1.5%
-1.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$80This listing

vs Other Active Listings

Avg $/sqft

ZIP 21740$129
Washington County$148

vs Homes Sold Last Month

Median $/sqft

ZIP 21740$180
Washington County$193

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-02-01Price change$194,900
2026-01-26Listed for sale$199,900

For Sale by Agent

AgentChris Dickerson
BrokerageThe Glocker Group Realty Results

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