422 N Locust St, Hagerstown, MD, 21740
About This Home
**INCOME GENERATING!** Perfect opportunity to own a strong cash-flowing duplex in a convenient and highly accessible location in Hagerstown. This well-maintained 2-unit property is currently occupied by two long-term tenants, generating a combined monthly rental income of $2,575, making it an excellent opportunity for both seasoned investors and those looking to begin or expand their real estate portfolio. The property offers a functional layout with solid rental history and consistent occupancy potential. Outside, you’ll find valuable amenities including off-street parking, a spacious backyard, and a rear deck that adds additional outdoor living space for tenants to enjoy. Conveniently situated near major commuter routes, shopping centers, restaurants, and everyday conveniences, this location continues to see strong rental demand. Whether you are looking for immediate cash flow, long-term appreciation potential, or an addition to your investment portfolio, this duplex presents a compelling opportunity in a growing market.
Getting Around
Very Walkable
Some Transit
Very BikeableSchools
Construction
Condition
- Year built: 1910
Materials
- Foundation: Permanent
- Construction materials: Brick
Type & Style
- Home type: MultiFamily
- Architectural style: Colonial
- Property subType: Townhouse
Interior
Appliances
- Appliances included: Electric Water Heater
Basement
- Area: 760
Basement
- Has basement: Yes
- Basement: Other
Bedrooms & Bathrooms
- Bedrooms: 3
Features
- Breakfast Area
Heating & Cooling
- Heating features: Baseboard,Electric
- Cooling features: Window Unit(s),Electric
Interior Area
- Total structure area: 3,340
- Total interior livable area: 2,580 sqft
Property
Accessibility
- Accessibility features: None
Details
- Parcel number: 2222018744
- Zoning: RMED
- Special condition: Standard
Features
- Pool features: None
- Patio & porch: Deck
Lot
- Lot size: 2,414 sqft
Parking
- Total spaces: 2
- Parking features: Assigned,On Street,Off Street
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Winter Weather
- Hurricane
- Heat Wave
- Lightning
- Strong Wind
How This Home’s Risks Compare
FEMA Declared Disasters Across Maryland Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,441 | $17,292 |
| Home Insurance * | $108 | $1,296 |
| Property Taxes | $199 | $2,388 |
| Electricity | $328 | $3,944 |
| Total | $2,076 | $24,912 |
Income You'd Need if You Spent...
Maryland FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-08 | Listed for sale | $289,990 |
| 2026-04-21 | Listing removed | $289,000 |
| 2026-03-20 | Price change | $289,000 |
| 2026-02-20 | Price change | $295,000 |
| 2026-01-30 | Listed for sale | $300,000 |
| 2024-09-13 | Listing removed | $1,650 |
| 2024-07-17 | Listed for rent | $1,650 |
| 2024-06-30 | Sold | $280,000 |
| 2024-05-20 | Contingent | $275,000 |
| 2024-03-30 | Listed for sale | $275,000 |
| 2021-08-25 | Sold | $114,000 |
| 2021-08-05 | Pending sale | $135,000 |
| 2021-08-02 | Listed for sale | $135,000 |
| 2021-07-29 | Pending sale | $135,000 |
| 2021-07-29 | Contingent | $135,000 |
| 2021-07-13 | Listed for sale | $135,000 |
| 2021-05-10 | Pending sale | $135,000 |
| 2021-05-10 | Contingent | $135,000 |
| 2021-04-16 | Listed for sale | $135,000 |
| 2021-03-16 | Pending sale | $135,000 |
| 2021-03-16 | Contingent | $135,000 |
| 2021-02-26 | Listed for sale | $135,000 |
| 2021-02-18 | Pending sale | $135,000 |
| 1997-12-17 | Sold | $51,000 |
| 1994-02-04 | Sold | $36,800 |
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