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11733 Snug Harbor Ln, Williamsport, MD, 21795

2beds
1baths
1,302sqft
$295,000
$227price/sqft
$2,052/moest. monthly cost
$82,080/yrincome needed

About This Home

Welcome to your cozy sanctuary by the creek! This delightful rancher offers one level living paired with waterfront views of a calm creek. The home has a kitchen with table space, dining room, living room, 2 bedrooms, 1 full bath with stackable laundry, a large storage closet with attic space for more, and a covered porch for sipping your morning coffee or winding down after a long day. Great for a tranquil getaway or everyday living! New roof. One year home warranty included.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
13
BikeSomewhat Bikeable

Schools

9/10
4/10
7/10
Williamsport High SchoolGrades 9-122.7 mi

Construction

Condition

  • Year built: 1984

Materials

  • Foundation: Crawl Space
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch/Rambler
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Water Heater

Basement

  • Area: 0

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 2

Features

  • Finished area below ground: 0
  • Finished area above ground: 1,302

Heating & Cooling

  • Heating features: Baseboard,Other,Electric,Propane
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 1,302
  • Total interior livable area: 1,302 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 2223005786
  • Zoning: EC
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Has view: Yes
  • View description: Creek/Stream
  • Has water view: Yes
  • Water view: Creek/Stream
  • On waterfront: Yes
  • Frontage length: Water Frontage Ft: 148

Lot

  • Lot size: 0.64 Acres

Parking

  • Parking features: Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Drought
    DroughtModerate
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Drought
Hurricane
Heat Wave
Inland Flooding
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters Across Maryland Counties

Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,491$17,892
Home Insurance *$94$1,128
Property Taxes $186$2,232
Electricity $281$3,374
Total$2,052$24,624
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$70,354/yr
40% on housing$61,560/yr
45% on housing$54,720/yr

Maryland FAIR Plan Programs

Maryland Joint Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 678Commercial: 44
Total Premiums$854,000
Total Exposure$326.56M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.0%
11.0%
0%30.0%
Electricity Growth Rate10-year average: 8.1%
8.1%
0%15.0%
Property Taxes Growth Rate2-year average: -1.5%
-1.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$227This listing

vs Other Active Listings

Avg $/sqft

ZIP 21795$198
Washington County$147

vs Homes Sold Last Month

Median $/sqft

ZIP 21795$196
Washington County$193

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-16Contingent$295,000
2026-07-20Listed for sale$295,000

For Sale by Agent

AgentJason Hose
BrokerageMackintosh, Inc.

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