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12527 Rockdale Rd, Clear Spring, MD, 21722

2beds
1baths
1,072sqft
$179,900
$168price/sqft
$1,431/moest. monthly cost
$57,240/yrincome needed

About This Home

*Motivated Seller - Price Improvement* Nestled beside the Conococheague Creek, this delightful 1930s bungalow exudes character and warmth, making it the perfect retreat for those seeking a blend of vintage charm and modern comfort. With 1,072 finished square feet, this home offers a cozy yet spacious layout, featuring two inviting bedrooms and a beautifully appointed full bathroom. Step inside to discover a welcoming living area, highlighted by a charming fireplace that promises cozy evenings and memorable gatherings. The walkout basement provides additional space for storage or potential expansion, allowing you to tailor the home to your lifestyle needs. Set on a generous 0.36-acre lot, the outdoor space invites you to enjoy the tranquility of nature, whether it’s sipping morning coffee on the porch or hosting weekend barbecues in your private yard. Fishing, kayaking and water sports are readily available since this home has quick access to the creek by walking over the stone bridge outside the home. The home also has newer windows, vinyl siding, mini split units for heating and A/C, roof and gutters. This home is not just a place to live; it’s a canvas for your dreams. Imagine the possibilities of creating your own sanctuary in a community that values both history and modern living. With its unique architectural style and solid construction, this bungalow is a rare find that combines charm, comfort, and potential. Don’t miss the opportunity to make this enchanting property your own. Schedule a showing today and envision the life you could create in this lovely home!

Getting Around

33
WalkingCar-Dependent
0
TransitVery Limited Transit
13
BikeSomewhat Bikeable

Schools

7/10
8/10
7/10
Clear Spring High SchoolGrades 9-124.7 mi

Construction

Condition

  • Year built: 1930

Materials

  • Foundation: Other
  • Construction materials: Frame,Other

Type & Style

  • Home type: SingleFamily
  • Architectural style: Bungalow
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Water Heater

Basement

  • Area: 600

Basement

  • Has basement: Yes
  • Basement: Walk-Out Access

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 1

Features

  • Number of fireplaces: 1
  • Fireplace: Yes
  • Finished area below ground: 200
  • Finished area above ground: 872

Heating & Cooling

  • Heating features: Wall Unit,Electric
  • Cooling features: Ductless,Electric

Interior Area

  • Total structure area: 1,472
  • Total interior livable area: 1,072 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 2223009668
  • Zoning: RV
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None

Lot

  • Lot size: 0.36 Acres

Parking

  • Total spaces: 2
  • Parking features: Driveway
  • Has uncovered spaces: Yes
  • Uncovered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Drought
    DroughtModerate
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Drought
Hurricane
Heat Wave
Inland Flooding
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters Across Maryland Counties

Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $909$10,908
Home Insurance *$79$948
Property Taxes $162$1,944
Electricity $281$3,374
Total$1,431$17,172
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$49,062/yr
40% on housing$42,930/yr
45% on housing$38,160/yr

Maryland FAIR Plan Programs

Maryland Joint Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 678Commercial: 44
Total Premiums$854,000
Total Exposure$326.56M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.0%
11.0%
0%30.0%
Electricity Growth Rate10-year average: 8.1%
8.1%
0%15.0%
Property Taxes Growth Rate2-year average: -1.5%
-1.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$168This listing

vs Other Active Listings

Avg $/sqft

ZIP 21722$172
Washington County$148

vs Homes Sold Last Month

Median $/sqft

ZIP 21722$183
Washington County$193

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-31Price change$179,900
2026-07-11Listed for sale$189,900
2023-08-25Sold$129,500
2023-08-21Pending sale$129,900
2023-08-21Listed for sale$129,900
2023-07-21Listing removed$129,900
2023-05-25Contingent$129,900
2023-05-09Listed for sale$129,900
2022-09-26Sold$26,500
1995-03-13Sold$26,500

For Sale by Agent

AgentSarah Santacroce
BrokerageColdwell Banker Premier

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