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54 Winter St, Hagerstown, MD, 21740

1beds
2baths
1,252sqft
$225,000
$180price/sqft
$1,663/moest. monthly cost
$66,520/yrincome needed

About This Home

For buyers looking to enter the market, downsize, or invest in a property with strong appeal, this home represents a smart and exciting move. In real estate, the right home creates a feeling the moment you see it. This property is designed to do exactly that—capture attention, inspire imagination, and motivate buyers to take the next step. Opportunities like this don’t linger. Schedule a showing early and be prepared to fall in love. No weekday showings. Showings only Saturdays from 9:00am - 6:00pm and Sundays 2:00pm - 6:00pm.

Getting Around

79
WalkingVery Walkable
27
TransitSome Transit
57
BikeBikeable

Schools

7/10
3/10
4/10

Construction

Condition

  • Year built: 1930

Materials

  • Foundation: Other
  • Roof: Asphalt
  • Construction materials: Aluminum Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Bungalow
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Exhaust Fan,Refrigerator,Cooktop,Washer,Electric Water Heater
  • Laundry features: Washer In Unit

Basement

  • Level: Lower

Basement

  • Has basement: Yes
  • Basement: Walk-Out Access,Finished

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Main level bedrooms: 1

Features

  • Built-in Features,Ceiling Fan(s),Kitchen - Table Space
  • Door features: Storm Door(s)
  • Window features: Storm Window(s)
  • Flooring: Carpet
  • Finished area below ground: 626
  • Finished area above ground: 626

Heating & Cooling

  • Heating features: Baseboard,Electric
  • Cooling features: Ceiling Fan(s),Window Unit(s),Electric

Interior Area

  • Total structure area: 1,252
  • Total interior livable area: 1,252 sqft

Kitchen

  • Features: Flooring - Vinyl
  • Level: Main
  • Dimensions: 11 X 11

Living Room

  • Features: Flooring - Carpet
  • Level: Main
  • Dimensions: 11 X 11

Other

  • Level: Lower

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 2225000994
  • Zoning: RMED
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None
  • Patio & porch: Deck
  • Exterior features: Sidewalks
  • Fencing: Full

Lot

  • Lot size: 1,564 sqft

Parking

  • Parking features: On Street
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Winter Weather

FEMA Declared Disasters Across Maryland Counties

Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,137$13,644
Home Insurance *$85$1,020
Property Taxes $160$1,920
Electricity $281$3,374
Total$1,663$19,956
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$57,017/yr
40% on housing$49,890/yr
45% on housing$44,346/yr

Maryland FAIR Plan Programs

Maryland Joint Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 678Commercial: 44
Total Premiums$854,000
Total Exposure$326.56M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.0%
11.0%
0%30.0%
Electricity Growth Rate10-year average: 8.1%
8.1%
0%15.0%
Property Taxes Growth Rate2-year average: -1.5%
-1.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$180This listing

vs Other Active Listings

Avg $/sqft

ZIP 21740$129
Washington County$148

vs Homes Sold Last Month

Median $/sqft

ZIP 21740$180
Washington County$193

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-14Listed for sale$270,000
2022-01-10Sold$94,000
2022-01-08Pending sale$99,900
2021-12-22Contingent$99,900
2021-12-15Price change$99,900
2021-11-18Listed for sale$109,900
2000-09-27Sold$48,500

For Sale by Agent

AgentMichael Kurtianyk
BrokerageMackintosh, Inc.

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