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624 George St, Hagerstown, MD, 21740

2beds
1baths
940sqft
$150,000
$160price/sqft
$1,204/moest. monthly cost
$48,160/yrincome needed

About This Home

Investor Opportunity! Add this tenant-occupied property to your investment portfolio. This 2-bedroom, 1-bath home offers a practical layout with wood laminate flooring, abundant natural light, and a fully fenced backyard. The current tenant provides immediate rental income potential, making this an excellent opportunity for investors seeking an income-producing property. Conveniently located near major commuter routes, shopping, dining, and other everyday amenities, this property offers easy access throughout the Hagerstown area. Don't miss the opportunity to invest in this well-located rental property! **Photos are prior to tenant occupancy**

Getting Around

78
WalkingVery Walkable
28
TransitSome Transit
57
BikeBikeable

Schools

7/10
3/10
4/10

Construction

Condition

  • Year built: 1883

Materials

  • Foundation: Other
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Cooktop,Refrigerator,Microwave,Gas Water Heater

Basement

  • Area: 416

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Finished area below ground: 0
  • Finished area above ground: 940

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Window Unit(s),Electric

Interior Area

  • Total structure area: 1,356
  • Total interior livable area: 940 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 2225019865
  • Attached to another structure: Yes
  • Zoning: RMED
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None

Lot

  • Lot size: 2,415 sqft

Parking

  • Parking features: On Street,Off Street
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Winter Weather

FEMA Declared Disasters Across Maryland Counties

Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $758$9,096
Home Insurance *$57$684
Property Taxes $108$1,296
Electricity $281$3,374
Total$1,204$14,448
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$41,280/yr
40% on housing$36,120/yr
45% on housing$32,106/yr

Maryland FAIR Plan Programs

Maryland Joint Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 678Commercial: 44
Total Premiums$854,000
Total Exposure$326.56M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.0%
11.0%
0%30.0%
Electricity Growth Rate10-year average: 8.1%
8.1%
0%15.0%
Property Taxes Growth Rate2-year average: -1.5%
-1.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$160This listing

vs Other Active Listings

Avg $/sqft

ZIP 21740$129
Washington County$148

vs Homes Sold Last Month

Median $/sqft

ZIP 21740$180
Washington County$193

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-03Listed for sale$150,000
2020-11-11Listing removed$950
2020-10-17Listed for rent$950
2019-10-07Sold$23,805
2019-09-09Listed for sale$15,000
2019-06-25Sold$36,000
2002-08-26Sold$37,000

For Sale by Agent

AgentMary Llewellyn
BrokerageThe KW Collective

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