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422 McDowell Ave, Hagerstown, MD, 21740

6beds
--baths
2,688sqft
$250,000
$93price/sqft
$1,802/moest. monthly cost
$72,080/yrincome needed

About This Home

**Charming Multi-Family Investment Opportunity** Discover the potential of this multi-family property located at 422 and 422 1/2 McDowell Avenue in Hagerstown, MD. This property has two-units, each unit boasts 3 bedrooms and 1 bathroom. While the property requires renovations, it presents a fantastic opportunity for investors or homeowners looking to customize their space. Don’t miss out on this opportunity to make your mark in Hagerstown!

Getting Around

74
WalkingVery Walkable
28
TransitSome Transit
55
BikeBikeable

Schools

7/10
3/10
4/10

Construction

Condition

  • Property condition: Fixer
  • Year built: 1900

Materials

  • Foundation: Concrete Perimeter
  • Roof: Shingle
  • Construction materials: Frame

Type & Style

  • Home type: MultiFamily
  • Property subType: Duplex

Interior

Appliances

  • Appliances included: Refrigerator,Oven/Range - Electric,Electric Water Heater

Basement

  • Area: 672

Basement

  • Has basement: Yes
  • Basement: Connecting Stairway

Bedrooms & Bathrooms

  • Bedrooms: 6

Features

  • Dry Wall
  • Flooring: Laminate

Heating & Cooling

  • Heating features: Baseboard,Electric
  • Cooling features: None

Interior Area

  • Total structure area: 3,360
  • Total interior livable area: 2,688 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 2225024230
  • Zoning: RMED
  • Special condition: Standard

Features

  • Pool features: None

Lot

  • Lot size: 5,227 sqft

Parking

  • Parking features: Alley Access

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Winter Weather

FEMA Declared Disasters Across Maryland Counties

Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,264$15,168
Home Insurance *$95$1,140
Property Taxes $101$1,212
Electricity $342$4,109
Total$1,802$21,624
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$61,782/yr
40% on housing$54,060/yr
45% on housing$48,053/yr

Maryland FAIR Plan Programs

Maryland Joint Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 678Commercial: 44
Total Premiums$854,000
Total Exposure$326.56M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.0%
11.0%
0%30.0%
Electricity Growth Rate10-year average: 8.1%
8.1%
0%15.0%
Property Taxes Growth Rate2-year average: -1.5%
-1.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$93This listing

vs Other Active Listings

Avg $/sqft

ZIP 21740$129
Washington County$148

vs Homes Sold Last Month

Median $/sqft

ZIP 21740$180
Washington County$193

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-03-20Listed for sale$250,000
2023-04-03Listing removed--
2021-03-24Listing removed--
2021-02-17Pending sale$149,000
2021-02-12Listed for sale$149,000
2021-02-08Listing removed--
2021-02-03Listed for sale$189,000
2021-01-21Contingent$189,000
2021-01-04Listed for sale$189,000
2019-01-04Listing removed$799
2018-12-10Listed for rent$799
2015-12-15Listing removed$125,000
2015-06-22Pending sale$125,000
2015-06-22Price change$125,000
2014-07-08Listed for sale$145,000
2011-07-09Listing removed$129,900
2011-06-03Price change$129,900
2011-04-10Price change$137,000
2011-01-08Price change$145,000
2010-11-20Listed for sale$155,000

For Sale by Agent

AgentCraig Marsh, Marsh Realty
BrokerageMarsh Realty

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