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10920 Bower Ave, Hagerstown, MD, 21740

2beds
2baths
1,458sqft
$275,900
$189price/sqft
$2,020/moest. monthly cost
$80,800/yrincome needed

About This Home

** Sellers are motivated** Welcome to 10920 Bower Avenue, Hagerstown, MD 21740 – a beautifully maintained property offering comfort, functionality, and a convenient location. Step inside to discover a bright and inviting interior with a spacious living area with gleaming hardwood floors throughout. The well-appointed kitchen provides ample cabinet space with granite counter tops and stainless-steel appliances. The comfortable bedrooms offer peaceful retreats, while the home’s thoughtful layout provides flexibility and a fully finished lower level with a walk-out including another full bathroom that adds additional flex space and endless possibilities. Previous upgrades include a new room, water heater, and new chimney cap in 2016. Fully fenced in back yard on nice size lot. No city taxes here! This one is located within minutes of the major interstates making commuting a breeze. Schedule your private tour today!

Getting Around

46
WalkingCar-Dependent
14
TransitMinimal Transit
29
BikeSomewhat Bikeable

Schools

2/10
Hickory Elementary SchoolGrades PK-50.4 mi
4/10
7/10
Williamsport High SchoolGrades 9-122.4 mi

Construction

Condition

  • Year built: 1958

Materials

  • Foundation: Other
  • Roof: Asphalt
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch/Rambler
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Exhaust Fan,Ice Maker,Microwave,Oven/Range - Electric,Refrigerator,Washer,Electric Water Heater
  • Laundry features: In Basement

Basement

  • Has basement: Yes
  • Basement: Sump Pump,Partial,Heated,Exterior Entry,Partially Finished,Improved,Rear Entrance

Bedroom2

  • Features: Flooring - HardWood
  • Level: Main
  • Area: 120
  • Dimensions: 12 X 10

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 1
  • Main level bedrooms: 2

Features

  • Combination Dining/Living,Upgraded Countertops
  • Flooring: Ceramic Tile,Hardwood,Laminate,Wood
  • Number of fireplaces: 1
  • Fireplace: Yes
  • Finished area below ground: 486
  • Finished area above ground: 972

Game Room

  • Features: Flooring - Tile/Brick
  • Level: Lower
  • Area: 375
  • Dimensions: 25 X 15

Heating & Cooling

  • Heating features: Forced Air,Oil
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 1,944
  • Total interior livable area: 1,458 sqft

Kitchen

  • Features: Flooring - Other
  • Level: Main
  • Area: 180
  • Dimensions: 15 X 12

Living Room

  • Features: Flooring - HardWood
  • Level: Main
  • Area: 180
  • Dimensions: 12 X 15

Primary Bedroom

  • Features: Flooring - HardWood
  • Level: Main
  • Area: 130
  • Dimensions: 13 X 10

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 2226002753
  • Zoning: RU
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None
  • Patio & porch: Porch,Patio
  • Exterior features: Play Equipment,Sidewalks
  • Fencing: Full,Wood,Chain Link

Lot

  • Lot size: 9,900 sqft

Parking

  • Total spaces: 3
  • Parking features: Off Street

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Winter Weather

FEMA Declared Disasters Across Maryland Counties

Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,395$16,740
Home Insurance *$105$1,260
Property Taxes $239$2,868
Electricity $281$3,374
Total$2,020$24,240
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$69,257/yr
40% on housing$60,600/yr
45% on housing$53,866/yr

Maryland FAIR Plan Programs

Maryland Joint Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 678Commercial: 44
Total Premiums$854,000
Total Exposure$326.56M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.0%
11.0%
0%30.0%
Electricity Growth Rate10-year average: 8.1%
8.1%
0%15.0%
Property Taxes Growth Rate2-year average: -1.5%
-1.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$189This listing

vs Other Active Listings

Avg $/sqft

ZIP 21740$129
Washington County$147

vs Homes Sold Last Month

Median $/sqft

ZIP 21740$180
Washington County$193

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-08Price change$265,000
2026-08-01Price change$275,900
2026-07-23Listed for sale$285,000
2016-11-10Sold$141,000
2016-10-06Pending sale$144,900
2016-09-27Price change$134,499
2016-09-15Price change$134,500
2016-08-23Listed for sale$139,000
2016-08-13Pending sale$139,000
2016-08-03Listed for sale$139,000
2016-07-26Pending sale$139,000
2016-07-22Listed for sale$139,000
2016-04-30Listing removed$144,900
2016-04-01Price change$144,900
2015-09-19Listed for sale$149,900
2004-07-14Sold$164,500
1997-07-31Sold$79,950

For Sale by Agent

AgentCasey Cauffman
BrokerageBerkshire Hathaway HomeServices Homesale Realty

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