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18903 Manchester Dr, Hagerstown, MD, 21742

6beds
5baths
5,069sqft
$845,000
$167price/sqft
$5,976/moest. monthly cost
$239,040/yrincome needed

About This Home

Reduced! Beautifully maintained three-level residence offering an exceptional blend of space, comfort, and elegance. The main level features two generously sized bedrooms and two full bathrooms with a half bathroom. Sun-filled living spaces including a formal living room with fireplace, formal dining room, and a welcoming family room. The upgraded kitchen with a breakfast area opens seamlessly to a bright sunroom (accessed through two French doors), creating the perfect setting for everyday living and entertaining. The upper level boasts four spacious bedrooms and two full bathrooms, all enhanced by abundant natural light throughout the home. Basement is fully finished with family room and game room. Situated on the largest lot in the neighborhood, spanning 0.82 acres, this impressive property offers 6,306 square feet of refined living space. A three-car garage provides ample parking and storage. Ideally located in a desirable Hagerstown community, this home is designed to deliver both luxury and functionality in a truly exceptional setting.

Getting Around

22
WalkingCar-Dependent
0
TransitNo Nearby Transit
27
BikeSomewhat Bikeable

Schools

8/10
7/10
Northern Middle SchoolGrades 6-81.2 mi
6/10

Construction

Condition

  • Year built: 1988

Materials

  • Foundation: Crawl Space
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch/Rambler,Colonial
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas Water Heater

Basement

  • Area: 1237

Basement

  • Has basement: Yes
  • Basement: Interior Entry

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 5
  • Full bathrooms: 4
  • 1/2 bathrooms: 1
  • Main level bathrooms: 3
  • Main level bedrooms: 2

Features

  • Number of fireplaces: 1
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 5,069

Heating & Cooling

  • Heating features: Central,Natural Gas
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 6,306
  • Total interior livable area: 5,069 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 2227022464
  • Zoning: RS
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None

Lot

  • Lot size: 0.82 Acres

Parking

  • Total spaces: 3
  • Parking features: Garage Faces Side,Attached
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Winter Weather
Hail
Hurricane
Heat Wave
Inland Flooding
Lightning
Strong Wind
Tornado

FEMA Declared Disasters Across Maryland Counties

Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,272$51,264
Home Insurance *$333$3,996
Property Taxes $726$8,712
Electricity $645$7,749
Total$5,976$71,712
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$204,891/yr
40% on housing$179,280/yr
45% on housing$159,360/yr

Maryland FAIR Plan Programs

Maryland Joint Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 678Commercial: 44
Total Premiums$854,000
Total Exposure$326.56M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.0%
11.0%
0%30.0%
Electricity Growth Rate10-year average: 8.1%
8.1%
0%15.0%
Property Taxes Growth Rate2-year average: -1.5%
-1.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$167This listing

vs Other Active Listings

Avg $/sqft

ZIP 21742$158
Washington County$147

vs Homes Sold Last Month

Median $/sqft

ZIP 21742$171
Washington County$193

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-09Price change$845,000
2026-04-10Listed for sale$850,000

For Sale by Agent

AgentShaila Sharmeen
BrokerageHomeSmart

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