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1209 Belmont Ave, Salisbury, MD, 21804

3beds
1baths
1,197sqft
$259,900
$217price/sqft
$1,934/moest. monthly cost
$77,360/yrincome needed

About This Home

This inviting single-level home features beautiful hardwood floors throughout and a stylish kitchen complete with butcher block countertops. Enjoy outdoor living in the fenced rear yard—perfect for pets, play, or entertaining. The attached garage includes a mini-split system, providing year-round comfort and flexibility for work or hobbies. Conveniently located close to schools, shopping, and commuter routes, this home offers comfort, character, and convenience all in one! Plus, no City taxes.

Getting Around

63
WalkingSomewhat Walkable
11
TransitMinimal Transit
47
BikeSomewhat Bikeable

Schools

3/10
Wicomico Middle SchoolGrades 6-81.0 mi
2/10
Wicomico High SchoolGrades 9-120.6 mi

Construction

Condition

  • Year built: 1955

Materials

  • Foundation: Block
  • Roof: Architectural Shingle
  • Construction materials: Aluminum Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch/Rambler
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Microwave,Dishwasher,Dryer,Oven/Range - Electric,Refrigerator,Stainless Steel Appliance(s),Washer,Water Treat System,Electric Water Heater

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 3

Dining Room

  • Level: Main

Features

  • Ceiling Fan(s),Dining Area,Dry Wall
  • Flooring: Hardwood,Ceramic Tile,Wood
  • Finished area below ground: 0
  • Finished area above ground: 1,197

Heating & Cooling

  • Heating features: Heat Pump,Electric
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 1,197
  • Total interior livable area: 1,197 sqft

Kitchen

  • Level: Main

Living Room

  • Level: Main

Property

Accessibility

  • Accessibility features: 2+ Access Exits

Details

  • Parcel number: 2305032776
  • Zoning: R15
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Fencing: Wood

Lot

  • Lot size: 10,000 sqft
  • Lot size dimensions: 0.00 x 0.00

Parking

  • Total spaces: 1
  • Parking features: Garage Door Opener,Garage Faces Front,Attached,Driveway
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneRelatively High
  • Lightning
    LightningRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Winter Weather
Cold Wave
Heat Wave
Ice Storm
Strong Wind
Tsunami

FEMA Declared Disasters Across Maryland Counties

Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,314$15,768
Home Insurance *$134$1,608
Property Taxes $205$2,460
Electricity $281$3,374
Total$1,934$23,208
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$66,308/yr
40% on housing$58,020/yr
45% on housing$51,573/yr

Maryland FAIR Plan Programs

Maryland Joint Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 678Commercial: 44
Total Premiums$854,000
Total Exposure$326.56M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.2%
12.2%
0%30.0%
Electricity Growth Rate10-year average: 8.1%
8.1%
0%15.0%
Property Taxes Growth Rate2-year average: -0.7%
-0.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$217This listing

vs Other Active Listings

Avg $/sqft

ZIP 21804$125
Wicomico County$136

vs Homes Sold Last Month

Median $/sqft

ZIP 21804
Wicomico County

Current Market Trends

No market data available for this area

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-14Contingent$239,900
2026-04-21Price change$239,900
2026-02-20Price change$244,900
2025-11-01Listed for sale$249,900
2023-05-15Listing removed--
2021-05-14Sold$165,000
2021-03-28Pending sale$155,500
2021-03-26Listed for sale$155,500
2021-03-26Pending sale$155,500
2015-11-10Listing removed$117,000
2015-10-08Listed for sale$117,000
2014-07-30Sold$105,000
2014-02-05Listed for sale$115,000
2013-08-18Listing removed$115,000
2013-05-12Listed for sale$115,000
2013-03-21Listing removed$104,900
2013-01-18Price change$104,900
2012-07-13Price change$109,900
2012-04-04Price change$115,000
2012-03-21Listed for sale$124,900
2008-05-23Listing removed$159,900
2008-02-19Listed for sale$159,900
2001-11-21Sold$81,000

For Sale by Agent

AgentRebecca Lewis
BrokerageCentury 21 Harbor Realty

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