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822 Lando Creek Dr, Kokomo, IN, 46902

3beds
2baths
1,648sqft
$324,000
$197price/sqft
$2,109/moest. monthly cost
$84,360/yrincome needed

About This Home

New Construction: The Bradford Floor Plan Ranch Home in Desirable Highland Springs, Kokomo! Welcome to this beautifully crafted Bradford floor plan, a 3-bedroom, 2-full bath ranch home, recently built in 2024. Located in the popular Highland Springs neighborhood of Kokomo, this all-electric community is part of the highly-regarded Taylor Community School Corporation. Step inside and be impressed by a host of premium upgrades designed for modern living. The spacious living room is highlighted by elegant vaulted ceilings, while the entire home features durable Luxury Vinyl Plank (LVP) flooring, ensuring a clean, seamless look throughout. The kitchen boasts upgraded cabinets and a functional layout. The home is truly move-in ready, complete with custom blinds throughout every room and a valuable security system with cameras on both the front and back of the house. Relax in the master suite, featuring a sophisticated tray ceiling and an upgraded private bath with an enhanced shower and stylishly upgraded cabinets. All three bedrooms, as well as the back porch, include ceiling fan pre-wires for comfort and convenience. Further enhancing this home's value, the seller has installed a high-end, water softener system that comes with a full 10-year warranty, and the washer and dryer are included. Outdoor living is made easy with covered porches on both the front and back of the house, and the backyard is fully sodded. The garage offers a convenient side entry door. The Highland Springs community offers excellent amenities, including nearby recreation like the American Legion Golf Course, disc golf at Highland Park, and summer fun at the Kokomo Beach Family Aquatic Center. This newer construction is a highly desirable find in an active area for homebuyers.

Getting Around

3
WalkingCar-Dependent
0
TransitVery Limited Transit
28
BikeSomewhat Bikeable

Schools

4/10
Taylor Primary SchoolGrades PK-40.4 mi
4/10
Taylor Middle SchoolGrades 5-82.9 mi
3/10
Taylor High SchoolGrades 9-123.0 mi

Construction

Condition

  • Year built: 2024

Materials

  • Foundation: Slab
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Residential,Single Family Residence

Interior

Appliances

  • Appliances included: Electric Cooktop,Dishwasher,Dryer,Electric Water Heater,Disposal,MicroHood,Electric Oven,Refrigerator,Washer,Water Heater,Water Softener Owned
  • Laundry features: In Unit

Bedroom2

  • Level: Main
  • Area: 120
  • Dimensions: 10x12

Bedroom3

  • Level: Main
  • Area: 120
  • Dimensions: 10x12

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 2
  • Main level bedrooms: 3

Features

  • Double Vanity,Kitchen Island,High Speed Internet,Pantry,Smart Thermostat,Walk-In Closet(s)
  • Window features: Wood Work Painted

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,648
  • Total interior livable area: 1,648 sqft

Kitchen

  • Level: Main
  • Area: 255
  • Dimensions: 17x15

Laundry

  • Level: Main
  • Area: 35
  • Dimensions: 7x5

Library

  • Level: Main
  • Area: 144
  • Dimensions: 12x12

Living Room

  • Level: Main
  • Area: 289
  • Dimensions: 17x17

Master Bedroom

  • Level: Main
  • Area: 208
  • Dimensions: 13x16

Property

Details

  • Parcel number: 341019285016000015
  • Horse amenities: None

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Covered
  • Exterior features: Smart Lock(s)

Lot

  • Lot size: 8,276 sqft
  • Features: Sidewalks

Parking

  • Total spaces: 2
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Cold Wave
    Cold WaveModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Strong Wind
Cold Wave
Tornado
Winter Weather

FEMA Declared Disasters Across Indiana Counties

Flood
Severe Storm
Snowstorm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,638$19,656
Home Insurance *$236$2,832
Property Taxes $51$612
Electricity $184$2,212
Total$2,109$25,308
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$72,308/yr
40% on housing$63,270/yr
45% on housing$56,240/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.6%
8.6%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 3.9%
3.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$197This listing

vs Other Active Listings

Avg $/sqft

ZIP 46902$103
Howard County$86

vs Homes Sold Last Month

Median $/sqft

ZIP 46902$125
Howard County$127

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-02Listed for sale$340,000
2024-08-04Listing removed--
2024-07-10Listed for sale$300,995

For Sale by Agent

AgentStacey Smith, F.C. Tucker Company
BrokerageF.C. Tucker Company

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