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7238 Covell Beach Ln, Stockton, CA, 95219

5beds
4baths
2,528sqft
$625,000
$247price/sqft
$4,307/moest. monthly cost
$172,280/yrincome needed

About This Home

Welcome to this beautifully designed two-story home that offers the perfect blend of flexibility, comfort, and modern style. Thoughtfully crafted with multigenerational living in mind, this exceptional residence features a highly sought-after Next Gen® suite complete with its own private entrance, separate living area, bedroom, bathroom, and convenient kitchenette, providing the ideal setup for extended family, guests, a home office, or independent living space. The main home showcases an inviting open-concept floor plan where the kitchen, dining area, and spacious Great Room seamlessly flow together, creating the perfect environment for everyday living and effortless entertaining. The well-appointed kitchen features beautiful cabinetry, abundant storage, generous counter space, and overlooks the family room, allowing you to stay connected while preparing meals or hosting gatherings. Luxury vinyl plank flooring adds both style and durability throughout the main living areas, enhancing the home's modern appeal. Large windows fill the interior with natural light, creating a bright and welcoming atmosphere. Upstairs, you'll find four additional bedrooms, including the private owner's suite designed as a peaceful retreat. The spacious primary bedroom offers room to unwind, while the luxurious ensuite bathroom and generous closet space provide comfort and convenience. The additional bedrooms offer flexibility for family, guests, hobbies, or a home office. Step outside to enjoy the finished backyard, offering a low-maintenance outdoor space perfect for relaxing, entertaining, or enjoying California's beautiful weather year-round. Whether hosting weekend barbecues, gathering with friends, or simply enjoying a quiet evening outdoors, this backyard is ready to be enjoyed from day one. Adding even more value, buyers have the option to own or lease solar, helping provide energy efficiency and long-term savings. Combining modern amenities, flexible living arrangements, stylish finishes, and thoughtful design, this exceptional home is ready to accommodate today's evolving lifestyle needs.

Getting Around

1
WalkingCar-Dependent
0
TransitNo Nearby Transit
25
BikeSomewhat Bikeable

Schools

5/10
5/10
Bear Creek High SchoolGrades 9-122.9 mi

Construction

Condition

  • Year built: 2024

Materials

  • Foundation: Concrete,Slab
  • Roof: Tile
  • Construction materials: Stucco,Frame,Wood

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Free-Standing Gas Range,Free-Standing Refrigerator,Dishwasher,Microwave
  • Laundry features: Inside Room

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 3
  • Partial bathrooms: 1

Dining Room

  • Features: Bar,Formal Area

Features

  • Flooring: Carpet,Tile,Luxury Vinyl Plank

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 0
  • Total interior livable area: 2,528 sqft

Kitchen

  • Features: Quartz Counter,Kitchen Island

Master Bathroom

  • Features: Shower Stall(s),Double Vanity,Walk-In Closet(s)

Property

Details

  • Parcel number: 066580200000
  • Zoning: R
  • Special condition: Standard

Lot

  • Lot size: 5,209 sqft
  • Features: Auto Sprinkler F&R,Curb(s)/Gutter(s)

Parking

  • Total spaces: 3
  • Parking features: Attached,Garage Faces Front
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Drought
    DroughtModerate
  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Inland Flooding
Drought
Earthquake
Heat Wave

FEMA Declared Disasters in San Joaquin County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,160$37,920
Home Insurance *$194$2,328
Property Taxes $411$4,932
Electricity $542$6,505
Total$4,307$51,684
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$147,668/yr
40% on housing$129,210/yr
45% on housing$114,853/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.0%
6.0%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.6%
1.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$247This listing

vs Other Active Listings

Avg $/sqft

ZIP 95219$241
San Joaquin County$288

vs Homes Sold Last Month

Median $/sqft

ZIP 95219$280
San Joaquin County$300

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-09Listed for sale$625,000
2024-11-26Sold$589,000
2024-07-10Listed for sale$588,990

For Sale by Agent

AgentScott Ostrode
BrokerageKeller Williams Realty EDH

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