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27650 Harness Ln, Salisbury, MD, 21801

4beds
3baths
2,100sqft
$494,900
$236price/sqft
$3,321/moest. monthly cost
$132,840/yrincome needed

About This Home

Welcome to 27650 Harness Lane, Salisbury, MD—a beautiful home that offers the perfect combination of comfort, space, and versatility! From the moment you arrive, you’ll appreciate the inviting curb appeal and thoughtfully designed floor plan. Inside, you’ll find spacious living areas filled with natural light, creating a warm and welcoming atmosphere that’s perfect for both everyday living and entertaining. The kitchen provides plenty of cabinet and counter space, making meal preparation a breeze, while the adjoining dining and living areas offer the ideal setting for gathering with family and friends. The generously sized bedrooms provide comfort and privacy, and the home is designed to accommodate a variety of lifestyles. A unique bonus is the finished third floor, which has been converted into an additional bedroom. Although this space is not included in the home’s finished square footage, it offers endless possibilities. Use it as an extra bedroom, your own private home gym, game room, media room, playroom, or the perfect home office—the choice is yours! Situated in a desirable Salisbury location, this home provides the peaceful setting you’ve been looking for while remaining conveniently close to shopping, restaurants, schools, and local amenities. Don’t miss your opportunity to own this versatile home with flexible living space and endless potential. This is a home you won’t want to miss!

Getting Around

2
WalkingCar-Dependent
0
TransitNo Nearby Transit
26
BikeSomewhat Bikeable

Schools

2/10
6/10
Salisbury Middle SchoolGrades 6-83.1 mi
4/10

Construction

Condition

  • Property condition: Very Good
  • Year built: 2002

Materials

  • Foundation: Crawl Space
  • Roof: Architectural Shingle
  • Construction materials: Block

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Water Heater

Basement

  • Area: 0

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Features

  • Dry Wall
  • Flooring: Ceramic Tile
  • Finished area below ground: 0
  • Finished area above ground: 2,100

Heating & Cooling

  • Heating features: Heat Pump,Electric
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 2,100
  • Total interior livable area: 2,100 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 2309085815
  • Zoning: AR
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Pool features: Community

Lot

  • Lot size: 0.58 Acres

Parking

  • Total spaces: 2
  • Parking features: Garage Faces Side,Attached,Driveway
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneRelatively High
  • Lightning
    LightningRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Cold Wave
    Cold WaveModerate
  • Drought
    DroughtModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Hurricane
Lightning
Winter Weather
Coastal Flooding
Cold Wave
Drought
Heat Wave
Ice Storm
Strong Wind
Wildfire

FEMA Declared Disasters Across Maryland Counties

Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,502$30,024
Home Insurance *$161$1,932
Property Taxes $377$4,524
Electricity $281$3,374
Total$3,321$39,852
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$113,862/yr
40% on housing$99,630/yr
45% on housing$88,560/yr

Maryland FAIR Plan Programs

Maryland Joint Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 678Commercial: 44
Total Premiums$854,000
Total Exposure$326.56M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.2%
12.2%
0%30.0%
Electricity Growth Rate10-year average: 8.1%
8.1%
0%15.0%
Property Taxes Growth Rate2-year average: -0.7%
-0.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$236This listing

vs Other Active Listings

Avg $/sqft

ZIP 21801$137
Wicomico County$135

vs Homes Sold Last Month

Median $/sqft

ZIP 21801
Wicomico County

Current Market Trends

No market data available for this area

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2020-01-06Sold$277,900
2019-05-14Listing removed$279,900
2019-04-11Listed for sale$279,900
2012-05-02Sold$252,000
2012-02-07Listed for sale$274,900
2002-08-02Sold$201,054

Coming Soon

AgentJeff Dale
BrokerageERA Martin Associates

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