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302 Taylor St, Sharptown, MD, 21861

2beds
1baths
1,104sqft
$129,000
$117price/sqft
$1,159/moest. monthly cost
$46,360/yrincome needed

About This Home

Motivated seller. Bring all reasonable offers. Endless Potential in the Heart of Sharptown! Discover the opportunity you’ve been waiting for with this 2-bedroom, 1-bathroom home offering 1,104 sq. ft. of living space and a solid foundation for your next renovation or investment project. Whether you're an investor seeking your next profitable venture or a DIY enthusiast ready to bring a vision to life, this property delivers the perfect starting point. Built in 1900 with a rear addition added in the 1950s, the home blends historic character with a layout that’s ready for modern updates. The spacious interior provides flexibility for reimagining the living areas, and the bathroom offers ample room for functional upgrades. Recent improvements include replacement windows, central heat and AC, and a 30-year roof installed approximately 15 years ago, giving you a strong head start on major systems. The property has been winterized by Seaside Plumbing, and while the electric is currently off, the home has been well cared for and has remained vacant only since last year. Located in the charming town of Sharptown, this home places you within walking distance of Cope Bennett Park and Cherry Beach, and just moments from the beloved Sharptown Carnival—a true local treasure. Enjoy small-town living with outdoor recreation and community events right at your doorstep. With its solid structure, prime location, and endless possibilities, this property is ready for your creativity and personal touch. Schedule your showing today and imagine the transformation!

Getting Around

19
WalkingCar-Dependent
0
TransitVery Limited Transit
31
BikeSomewhat Bikeable

Schools

7/10
7/10

Construction

Condition

  • Year built: 1900

Materials

  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Refrigerator,Six Burner Stove,Water Heater,Electric Water Heater

Basement

  • Area: 0

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1

Features

  • Ceiling Fan(s)
  • Flooring: Carpet
  • Finished area below ground: 0
  • Finished area above ground: 1,104

Heating & Cooling

  • Heating features: Other,Propane
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 1,104
  • Total interior livable area: 1,104 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 2310002303
  • Zoning: R
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None

Lot

  • Lot size: 0.31 Acres
  • Lot size dimensions: 0.00 x 0.00

Parking

  • Parking features: Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Cold Wave
    Cold WaveModerate
  • Drought
    DroughtModerate
  • Lightning
    LightningModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Winter Weather
Coastal Flooding
Cold Wave
Drought
Lightning
Wildfire
Tsunami

FEMA Declared Disasters Across Maryland Counties

Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $652$7,824
Home Insurance *$137$1,644
Property Taxes $89$1,068
Electricity $281$3,374
Total$1,159$13,908
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$39,737/yr
40% on housing$34,770/yr
45% on housing$30,906/yr

Maryland FAIR Plan Programs

Maryland Joint Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 678Commercial: 44
Total Premiums$854,000
Total Exposure$326.56M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.2%
12.2%
0%30.0%
Electricity Growth Rate10-year average: 8.1%
8.1%
0%15.0%
Property Taxes Growth Rate2-year average: -0.7%
-0.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$117This listing

vs Other Active Listings

Avg $/sqft

ZIP 21861$174
Wicomico County$136

vs Homes Sold Last Month

Median $/sqft

ZIP 21861
Wicomico County

Current Market Trends

No market data available for this area

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-02-19Price change$159,000
2026-01-06Listed for sale$175,000
2025-05-21Listing removed$129,000
2025-04-02Listed for sale$129,000
2023-02-01Listing removed$145,000
2022-09-26Price change$145,000
2022-08-31Listed for sale$150,000
2007-03-12Sold$91,000
1995-12-22Sold$23,000

For Sale by Agent

AgentStacie Luhrman
BrokerageBenson & Mangold, LLC

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