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10 E Pine St, Delmar, MD, 21875

4beds
3baths
2,280sqft
$299,000
$131price/sqft
$2,159/moest. monthly cost
$86,360/yrincome needed

About This Home

Welcome to 10 E. Pine Street, a sturdy and solid home in the heart of Delmar that perfectly blends old-world charm with spacious modern living. This impressive 2,280-square-foot residence features four large bedrooms and 2.5 bathrooms, including a walk-in closet and an incredible total of 6 closets for ample storage. The interior is defined by high ceilings and large windows that flood the rooms with natural light, highlighting the original trim and doors that maintain the home's historic character. The floor plan is designed for comfort and functionality, offering a large kitchen with an island, a dedicated laundry area equipped with a newer large-capacity washer and dryer, and a versatile finished third-story flex space. Significant improvements have been made to ensure the home remains in excellent condition, including a new shingle roof and a completely remodeled downstairs bathroom. The HVAC system has been meticulously maintained with bi-annual servicing, and the duct system was professionally cleaned last year. Outdoor living is equally inviting, featuring a front porch that has been recently scraped and painted, a decent-sized yard with a fire pit area, and a beautiful shed with an attached lean-to. The owners also invested in the landscape by clearing walnut and maple trees to establish a lush, grassy lawn. Located within walking distance of everything Delmar has to offer, this home is ideally situated near schools, parks, grocery stores, and local service centers. The property sits on an .18-acre lot in a quiet neighborhood known for its wonderful sense of community and great neighbors. This well-loved home, which has raised many children over the years, offers a warm and welcoming atmosphere that is ready for its next family to create lasting memories.

Getting Around

55
WalkingSomewhat Walkable
0
TransitVery Limited Transit
41
BikeSomewhat Bikeable

Schools

5/10
Delmar Elementary SchoolGrades PK-40.3 mi
3/10
Wicomico Middle SchoolGrades 6-86.0 mi
2/10
Wicomico High SchoolGrades 9-126.0 mi

Construction

Condition

  • Year built: 1922

Materials

  • Foundation: Crawl Space
  • Construction materials: Combination

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial,Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Refrigerator,Microwave,Oven/Range - Electric,Dishwasher,Washer,Dryer,Electric Water Heater
  • Laundry features: Main Level,Laundry Room

Bathroom1

  • Level: Main

Bathroom2

  • Level: Upper

Bedroom1

  • Features: Flooring - Carpet,Walk-In Closet(s)
  • Level: Upper

Bedroom2

  • Features: Flooring - Carpet
  • Level: Upper

Bedroom3

  • Features: Flooring - Carpet
  • Level: Upper

Bedroom4

  • Features: Flooring - Carpet
  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Bonus Room

  • Features: Flooring - Carpet
  • Level: Upper

Dining Room

  • Features: Flooring - Carpet,Ceiling Fan(s)
  • Level: Main

Features

  • Ceiling Fan(s)
  • Window features: Storm Window(s),Window Treatments
  • Flooring: Carpet
  • Finished area below ground: 0
  • Finished area above ground: 2,280

Half Bath

  • Level: Upper

Heating & Cooling

  • Heating features: Other,Electric
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 2,280
  • Total interior livable area: 2,280 sqft

Kitchen

  • Features: Flooring - Ceramic Tile,Kitchen - Electric Cooking,Ceiling Fan(s)
  • Level: Main

Laundry

  • Features: Flooring - Ceramic Tile
  • Level: Main

Living Room

  • Features: Flooring - Carpet
  • Level: Main

Property

Accessibility

  • Accessibility features: 2+ Access Exits

Details

  • Parcel number: 2311010555
  • Zoning: R1
  • Special condition: Standard

Features

  • Levels: Three
  • Stories: 3
  • Pool features: None
  • Patio & porch: Porch

Lot

  • Lot size: 8,120 sqft
  • Lot size dimensions: 0.00 x 0.00

Parking

  • Parking features: Driveway,On Street
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hurricane
    HurricaneModerate
  • Lightning
    LightningModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Winter Weather
Cold Wave
Hurricane
Lightning
Tsunami

FEMA Declared Disasters Across Maryland Counties

Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,511$18,132
Home Insurance *$132$1,584
Property Taxes $226$2,712
Electricity $290$3,485
Total$2,159$25,908
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$74,022/yr
40% on housing$64,770/yr
45% on housing$57,573/yr

Maryland FAIR Plan Programs

Maryland Joint Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 678Commercial: 44
Total Premiums$854,000
Total Exposure$326.56M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.2%
12.2%
0%30.0%
Electricity Growth Rate10-year average: 8.1%
8.1%
0%15.0%
Property Taxes Growth Rate2-year average: -0.7%
-0.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$131This listing

vs Other Active Listings

Avg $/sqft

ZIP 21875$118
Wicomico County$135

vs Homes Sold Last Month

Median $/sqft

ZIP 21875
Wicomico County

Current Market Trends

No market data available for this area

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-06Listed for sale$315,000
2017-10-04Sold$141,000
2017-07-17Pending sale$144,900
2017-05-01Listed for sale$144,900
2017-03-24Listing removed$1,450
2017-01-27Listed for rent$1,450
2015-07-28Listing removed$139,900
2015-04-14Price change$139,900
2015-03-26Listed for sale$144,900
2014-06-02Sold$44,000
2010-02-16Listing removed$79,900
2009-10-17Listed for sale$79,900
2009-07-31Listing removed$79,900
2009-06-28Listed for sale$79,900

For Sale by Agent

AgentApril Bautista
BrokerageKeller Williams Realty

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