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109 Prince St, Salisbury, MD, 21804

2beds
1baths
804sqft
$199,900
$249price/sqft
$1,563/moest. monthly cost
$62,520/yrincome needed

About This Home

Welcome to your adorable home in the heart of Salisbury! Located within the town limits, this home is situated just a stone's throw from major employment opportunities, including Tidal Health and various other local businesses. Plus, it’s only a short drive to Salisbury University, making it ideal for students and professionals alike. As you enter, you’ll be greeted by a cozy screened-in front porch, perfect for enjoying your morning coffee or relaxing in the evenings. The interior features two bedrooms and a beautifully remodeled bathroom. The mudroom provides added convenience, and throughout the home, you’ll find gorgeous hardwood floors that enhance its warmth and character, except in the bathroom and kitchen. The kitchen is equipped with stainless steel appliances and new vinyl plank flooring. The washer and dryer, which convey with the sale, are conveniently housed within this space. Step outside to discover a spacious backyard, complete with a large shed/outbuilding with electric—ideal for extra storage, a workshop, or home gym. This meticulously maintained home is a rare find and is ready for you to make it your own!

Getting Around

78
WalkingVery Walkable
19
TransitMinimal Transit
65
BikeBikeable

Schools

3/10
Prince Street SchoolGrades PK-50.4 mi
6/10
Bennett Middle SchoolGrades 6-83.5 mi
4/10

Construction

Condition

  • Year built: 1941

Materials

  • Foundation: Block
  • Roof: Architectural Shingle
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Bungalow
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas Water Heater
  • Laundry features: Dryer In Unit,Washer In Unit,Mud Room

Bathroom1

  • Features: Bathroom - Tub Shower,Flooring - Ceramic Tile
  • Level: Main

Bedroom1

  • Features: Ceiling Fan(s),Flooring - HardWood
  • Level: Main

Bedroom2

  • Features: Ceiling Fan(s),Flooring - HardWood
  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 2

Features

  • Flooring: Hardwood
  • Finished area below ground: 0
  • Finished area above ground: 804

Heating & Cooling

  • Heating features: Baseboard,Wall Unit,Electric
  • Cooling features: Ductless,Electric

Interior Area

  • Total structure area: 804
  • Total interior livable area: 804 sqft

Kitchen

  • Features: Dining Area,Flooring - Luxury Vinyl Plank,Eat-in Kitchen,Living/Dining Room Combo
  • Level: Main

Living Room

  • Features: Ceiling Fan(s),Flooring - HardWood
  • Level: Main

Mud Room

  • Level: Main

Screened Porch

  • Level: Main

Property

Accessibility

  • Accessibility features: Doors - Swing In,Accessible Entrance

Details

  • Parcel number: 2313048517
  • Zoning: R8
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Patio & porch: Porch,Screened,Screened Porch

Lot

  • Lot size: 6,750 sqft
  • Lot size dimensions: 0.00 x 0.00

Parking

  • Parking features: Driveway,On Street
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Hurricane
    HurricaneModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Hurricane
Lightning
Winter Weather
Tsunami

FEMA Declared Disasters Across Maryland Counties

Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,010$12,120
Home Insurance *$134$1,608
Property Taxes $138$1,656
Electricity $281$3,374
Total$1,563$18,756
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$53,588/yr
40% on housing$46,890/yr
45% on housing$41,680/yr

Maryland FAIR Plan Programs

Maryland Joint Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 678Commercial: 44
Total Premiums$854,000
Total Exposure$326.56M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.2%
12.2%
0%30.0%
Electricity Growth Rate10-year average: 8.1%
8.1%
0%15.0%
Property Taxes Growth Rate2-year average: -0.7%
-0.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$249This listing

vs Other Active Listings

Avg $/sqft

ZIP 21804$125
Wicomico County$136

vs Homes Sold Last Month

Median $/sqft

ZIP 21804
Wicomico County

Current Market Trends

No market data available for this area

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-03Price change$199,900
2026-06-15Listed for sale$209,900
2025-06-12Sold$189,900
2025-05-13Contingent$184,900
2025-04-25Listed for sale$184,900
2004-09-08Sold$52,000
1999-08-19Sold$36,000
1999-05-13Sold$36,000

For Sale by Agent

AgentOlivia Moyer
BrokerageColdwell Banker Realty

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