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32 Driftwood Ln, Ocean Pines, MD, 21811

3beds
2baths
1,656sqft
$625,000
$377price/sqft
$4,104/moest. monthly cost
$164,160/yrincome needed

About This Home

Amazing Waterfront 3-Bedroom, 2-Bath Cottage in Ocean Pines Resort! Experience waterfront living at its finest in this charming 3-bedroom, 2-bath cottage featuring an expansive bulkhead with room for both your boat and Jet Skis. Whether you're heading out for a day on the water or enjoying the peaceful views from home, this property offers the perfect coastal lifestyle. The oversized rear deck and spacious backyard create an ideal setting for entertaining family and friends or simply relaxing while taking in the beautiful waterfront scenery. Inside, you'll find an updated custom kitchen complete with granite countertops, stainless steel appliances, and abundant custom cabinetry. Beautiful hardwood floors flow throughout the main level, leading to a spacious living room with a cozy wood-burning fireplace, built-in wood storage, and remarkable water views. The large dining area provides plenty of space for gatherings and is conveniently located adjacent to the kitchen. Step directly from the living room onto the expansive rear deck, where you can dine outdoors, entertain guests, or unwind while enjoying the tranquil waterfront setting. The main level also features a full bathroom, providing added convenience for family and guests. Upstairs features three well-appointed bedrooms, with the primary bedroom showcasing beautiful water views that provide a relaxing backdrop to start and end your day. Additional features include an attached garage and ample parking with a five-car driveway. Ideally located with easy access to the Saint Martin River and Isle of Wight Bay, this home is nestled within the sought-after Ocean Pines Resort community, offering the perfect combination of waterfront living, boating, fishing, and resort-style amenities. Don't miss this opportunity to own a beautiful waterfront retreat with direct water access and exceptional outdoor living. Schedule your private showing today!

Getting Around

6
WalkingCar-Dependent
0
TransitVery Limited Transit
26
BikeSomewhat Bikeable

Schools

8/10
Showell Elementary SchoolGrades PK-42.3 mi
10/10
7/10

Construction

Condition

  • Property condition: Excellent
  • Year built: 1973

Materials

  • Foundation: Block
  • Roof: Architectural Shingle
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Coastal
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Disposal,Dishwasher,Microwave,Dryer,Exhaust Fan,Refrigerator,Cooktop,Washer,Water Heater,Electric Water Heater
  • Laundry features: Dryer In Unit,Washer In Unit

Basement

  • Area: 0

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 2
  • Main level bedrooms: 3

Features

  • Bathroom - Stall Shower,Bathroom - Tub Shower,Bathroom - Walk-In Shower,Breakfast Area,Ceiling Fan(s),Combination Kitchen/Living,Dining Area,Exposed Beams,Family Room Off Kitchen,Eat-in Kitchen,Kitchen Island,Dry Wall
  • Door features: Six Panel,Insulated,Sliding Glass
  • Window features: Casement,Double Pane Windows,Insulated Windows,Screens,Window Treatments
  • Flooring: Carpet,Hardwood,Ceramic Tile
  • Number of fireplaces: 1
  • Fireplace features: Wood Burning,Mantel(s),Brick
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 1,656

Heating & Cooling

  • Heating features: Other,Electric
  • Cooling features: Ductless,Electric

Interior Area

  • Total structure area: 1,656
  • Total interior livable area: 1,656 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 2403066436
  • Zoning: R-3
  • Special condition: Standard
  • Exclusions: See Inventory For Exclusions

Features

  • Levels: Two
  • Stories: 2
  • Pool features: Community
  • Exterior features: Lighting
  • Has view: Yes
  • View description: Canal,Water
  • Has water view: Yes
  • Water view: Canal,Water
  • On waterfront: Yes
  • Waterfront features: Private Dock Site,Park,Canal,Boat - Powered,Canoe/Kayak,Private Access,Waterski/Wakeboard
  • Frontage length: Water Frontage Ft: 60

Lot

  • Lot size: 9,210 sqft
  • Features: Private,Wooded,Front Yard,Bulkheaded
  • Lot size dimensions: 0.00 x 0.00

Parking

  • Total spaces: 6
  • Parking features: Built In,Garage Faces Front,Oversized,Inside Entrance,Crushed Stone,Lighted,Attached,Driveway
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes
  • Uncovered spaces: 5

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingModerate
  • Cold Wave
    Cold WaveModerate
  • Hurricane
    HurricaneModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Cold Wave
Hurricane
Winter Weather
Tsunami

FEMA Declared Disasters Across Maryland Counties

Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,160$37,920
Home Insurance *$181$2,172
Property Taxes $482$5,784
Electricity $281$3,374
Total$4,104$49,248
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$140,708/yr
40% on housing$123,120/yr
45% on housing$109,440/yr

Maryland FAIR Plan Programs

Maryland Joint Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 678Commercial: 44
Total Premiums$854,000
Total Exposure$326.56M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.0%
8.0%
0%30.0%
Electricity Growth Rate10-year average: 8.1%
8.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$377This listing

vs Other Active Listings

Avg $/sqft

ZIP 21811$203
Worcester County$307

vs Homes Sold Last Month

Median $/sqft

ZIP 21811
Worcester County

Current Market Trends

No market data available for this area

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-05Pending sale$625,000
2026-07-17Price change$625,000
2026-07-04Price change$649,899
2026-07-03Listed for sale$649,900
2022-10-03Sold$505,000
2022-09-30Pending sale$499,900
2022-08-22Contingent$499,900
2022-08-20Listed for sale$499,900
2020-10-02Sold$407,500
2020-08-03Pending sale$392,500
2020-07-31Listed for sale$392,500
2018-11-21Sold$355,000
2018-10-03Pending sale$349,000
2018-09-25Price change$349,000
2018-08-21Price change$369,900
2018-07-13Listed for sale$374,900
2018-07-05Pending sale$374,900
2018-05-31Listed for sale$374,900
2016-02-29Sold$307,000
2015-10-08Listing removed$329,000
2015-10-01Price change$329,000
2015-05-16Listed for sale$359,000
2015-03-30Sold$200,000
2015-02-24Listed for sale$234,000
2014-11-19Listing removed$199,900
2014-10-07Listed for sale$199,900

For Sale by Agent

AgentCarol Proctor
BrokerageBerkshire Hathaway HomeServices PenFed Realty

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