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74 Wood Duck Dr, Ocean Pines, MD, 21811

4beds
3baths
2,934sqft
$989,000
$337price/sqft
$6,300/moest. monthly cost
$252,000/yrincome needed

About This Home

Featuring over $80,000 in brand-new capital upgrades—including a brand-new bulkhead, new dock, new roof, and newer dual zone HVAC system with full ductwork—this premier Wood Duck Isle estate offers immediate boating access with absolute structural peace of mind. Perfectly positioned near the end of a canal with beautiful views stretching across Manklin Creek, this spacious 4-bedroom, 2.5-bath waterfront home offers the ideal blend of comfort, quality, and coastal living. Meticulously maintained and thoughtfully updated, the current owners have invested extensively in the home's major systems and waterfront features. Designed for both everyday living and entertainment, the first floor features a spectacular waterfront primary suite with a beautifully updated bathroom and an oversized walk-in closet. A dramatic two-sided brick gas fireplace creates a warm focal point, shared between the primary bedroom and the dining room. The main level also includes a spacious waterfront great room with hardwood flooring, a sunroom filled with natural light, a private den or study, a powder room, and a well-appointed kitchen conveniently located just beyond the mudroom/laundry room, which connects directly to the oversized two-car garage. Upstairs are three distinctive bedrooms and an updated full bathroom, providing plenty of space for family and guests, along with easily accessible attic storage. Step outside to embrace the waterfront lifestyle with an 8,000-pound boat lift, professionally enhanced with numerous mechanical upgrades. Whether you're heading out for a day on the water or simply relaxing while taking in the peaceful creek views across Manklin Creek, this property is a true boater's retreat. If you've been searching for a meticulously maintained waterfront home with lovely views, generous living spaces, exceptional updates, and easy boating access, this is an opportunity you won't want to miss!

Getting Around

4
WalkingCar-Dependent
0
TransitVery Limited Transit
26
BikeSomewhat Bikeable

Schools

8/10
Showell Elementary SchoolGrades PK-43.3 mi
10/10
7/10

Construction

Condition

  • Property condition: Excellent
  • Year built: 1983

Materials

  • Foundation: Block,Crawl Space
  • Roof: Architectural Shingle
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Microwave,Oven/Range - Electric,Refrigerator,Washer,Electric Water Heater

Basement

  • Area: 0

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bathrooms: 2
  • Main level bedrooms: 1

Features

  • Entry Level Bedroom,Ceiling Fan(s),Breakfast Area,Built-in Features,Combination Dining/Living,Combination Kitchen/Dining,Family Room Off Kitchen,Open Floorplan,Eat-in Kitchen
  • Window features: Skylight(s),Insulated Windows,Screens,Window Treatments
  • Flooring: Ceramic Tile,Hardwood,Carpet,Wood
  • Number of fireplaces: 1
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 2,934

Heating & Cooling

  • Heating features: Heat Pump,Natural Gas,Electric
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 2,934
  • Total interior livable area: 2,934 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 2403106462
  • Zoning: R-3
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Pool features: Community
  • Has spa: Yes
  • Spa features: Bath
  • Has view: Yes
  • View description: Canal
  • Has water view: Yes
  • Water view: Canal
  • On waterfront: Yes
  • Waterfront features: Boat - Powered,Canoe/Kayak,Fishing Allowed,Personal Watercraft (PWC),Private Access,Canal
  • Frontage length: Water Frontage Ft: 75

Lot

  • Lot size: 0.28 Acres
  • Features: Bulkheaded
  • Lot size dimensions: 0.00 x 0.00

Parking

  • Total spaces: 8
  • Parking features: Garage Faces Side,Garage Door Opener,Inside Entrance,Concrete,Off Street,Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingModerate
  • Cold Wave
    Cold WaveModerate
  • Hurricane
    HurricaneModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Cold Wave
Hurricane
Winter Weather
Tsunami

FEMA Declared Disasters Across Maryland Counties

Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $5,000$60,000
Home Insurance *$181$2,172
Property Taxes $746$8,952
Electricity $373$4,485
Total$6,300$75,600
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$216,000/yr
40% on housing$189,000/yr
45% on housing$168,000/yr

Maryland FAIR Plan Programs

Maryland Joint Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 678Commercial: 44
Total Premiums$854,000
Total Exposure$326.56M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.0%
8.0%
0%30.0%
Electricity Growth Rate10-year average: 8.1%
8.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$337This listing

vs Other Active Listings

Avg $/sqft

ZIP 21811$201
Worcester County$306

vs Homes Sold Last Month

Median $/sqft

ZIP 21811
Worcester County

Current Market Trends

No market data available for this area

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-10Listed for sale$989,000
2015-09-22Sold$529,336
2004-05-13Sold$525,000

For Sale by Agent

AgentJulie Woulfe
BrokerageERA Martin Associates, Shamrock Division

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