15 Lord Guy Ter, Ocean Pines, MD, 21811
About This Home
Welcome to 15 Lord Guy Terrace, a beautifully maintained one-level home in Ocean Pines. Ideally located just minutes from the beaches of Ocean City and Assateague Island, charming downtown Berlin, championship golf courses, marinas, shopping, dining, and year-round entertainment, this home offers the perfect blend of coastal living and everyday convenience. Situated on an oversized lot with a spacious paved driveway, the property features low-maintenance landscaping with brick-bordered stone beds, a welcoming front porch, and a side porch ideal for outdoor dining and entertaining. Inside, the open-concept layout connects the living room, dining area, and kitchen, creating an inviting space for gathering. The owner's suite is privately positioned at the front of the home, while two guest bedrooms and a full bath are located at the rear. A spacious bonus room off the kitchen provides exceptional flexibility as a second living area, home office, playroom, or potential fourth bedroom with minimal modifications. Ocean Pines offers an impressive selection of resort-style amenities with both free and paid membership options are available. The amenities include swimming pools, parks, playgrounds, walking trails, a championship golf course, marina, yacht club, pickleball and tennis courts, a community garden, and a vibrant community center. This home is an excellent choice for a primary residence, vacation getaway, or investment property. Daily conveniences—including grocery stores, pharmacies, healthcare, banks, and local restaurants—are just minutes away. Enjoy easy access to Ocean City's famous Boardwalk and beaches, Assateague Island National Seashore's wild horses and natural beauty, historic downtown Berlin's boutiques and cafés, numerous nearby golf courses, like Rum Pointe Seaside Golf Links, the Links at Lighthouse Sound, and Glen Riddle Golf Club, boating, fishing, and outdoor recreation, as well as Delaware beach destinations like Lewes, Rehoboth Beach, Bethany Beach, and Fenwick Island all within a 20-50 minute drive.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Good,Very Good
- Year built: 1997
Materials
- Foundation: Crawl Space,Block
- Construction materials: Vinyl Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Ranch/Rambler
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Disposal,Dryer,Exhaust Fan,Microwave,Oven/Range - Gas,Refrigerator,Washer,Tankless Water Heater,Gas Water Heater
- Laundry features: Dryer In Unit,Washer In Unit
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
- Main level bathrooms: 2
- Main level bedrooms: 3
Bonus Room
- Level: Main
Dining Room
- Level: Main
Features
- Attic,Combination Kitchen/Dining,Dining Area,Entry Level Bedroom,Family Room Off Kitchen,Open Floorplan,Pantry,Primary Bath(s),Ceiling Fan(s),Dry Wall
- Door features: Storm Door(s)
- Window features: Skylight(s)
- Flooring: Luxury Vinyl,Carpet
- Finished area below ground: 0
- Finished area above ground: 1,508
Heating & Cooling
- Heating features: Forced Air,Natural Gas
- Cooling features: Central Air,Electric
Interior Area
- Total structure area: 1,508
- Total interior livable area: 1,508 sqft
Kitchen
- Level: Main
Living Room
- Level: Main
Other
- Level: Main
Other
- Level: Main
Other
- Level: Main
Primary Bathroom
- Level: Main
Primary Bedroom
- Level: Main
Property
Accessibility
- Accessibility features: 2+ Access Exits
Details
- Parcel number: 2403109232
- Zoning: R-2
- Special condition: Standard
Features
- Levels: One
- Stories: 1
- Pool features: Community
- Patio & porch: Deck,Porch,Screened
- Exterior features: Rain Gutters
- Has view: Yes
- View description: Trees/Woods
- Waterfront features: Bay
Lot
- Lot size: 0.33 Acres
- Lot size dimensions: 0.00 x 0.00
Parking
- Total spaces: 4
- Parking features: Asphalt,Driveway
- Has uncovered spaces: Yes
- Uncovered spaces: 4
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Coastal Flooding
- Cold Wave
- Winter Weather
- Hurricane
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters Across Maryland Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,971 | $23,652 |
| Home Insurance * | $181 | $2,172 |
| Property Taxes | $289 | $3,468 |
| Electricity | $281 | $3,374 |
| Total | $2,722 | $32,664 |
Income You'd Need if You Spent...
Maryland FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
No market data available for this area
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-18 | Listed for sale | $389,900 |
| 2024-05-01 | Sold | $370,000 |
| 2024-04-24 | Pending sale | $379,000 |
| 2024-04-19 | Contingent | $379,000 |
| 2024-04-09 | Price change | $379,000 |
| 2024-03-15 | Listed for sale | $389,900 |
| 1996-08-29 | Sold | $9,000 |
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