10130 Silver Point Ln, Ocean City, MD, 21842
About This Home
Discover a truly unique opportunity to own over 1 acre of prime waterfront land, with 400’ of shoreline on Herring Creek, in the highly sought-after area of West Ocean City. This expansive residential lot offers stunning panoramic water views and direct bay access — ideal for boating, fishing, kayaking, or simply relaxing by the water. Design your custom estate on this over bucolic lot, complete with room for additional buildings, outdoor entertainment areas, private docks, and boat lifts (subject to local approvals). Located just minutes from Ocean City’s beaches, boardwalk, festivals, restaurants, shopping, and golf courses, this is coastal living at its finest. Whether you’re planning a year-round residence or a luxury vacation retreat, this property offers the perfect blend of space, privacy, and location. Bring your vision and start building your dream on the water! Please DO NOT drive down private drive. Owners have dogs. Call listing agent to walk the property.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1930
Materials
- Foundation: Concrete Perimeter
- Construction materials: Wood Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Cape Cod
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Electric Water Heater
Basement
- Area: 0
Features
- Number of fireplaces: 2
- Fireplace: Yes
- Finished area below ground: 0
- Finished area above ground: 1,897
Heating & Cooling
- Heating features: Other
- Cooling features: None,Electric
Interior Area
- Total structure area: 1,897
- Total interior livable area: 1,897 sqft
Property
Accessibility
- Accessibility features: None
Details
- Parcel number: 2410009839
- Zoning: R-1
- Special condition: Standard
Features
- Levels: Two
- Stories: 2
- Pool features: None
- On waterfront: Yes
- Waterfront features: Private Dock Site,Boat - Powered,Canoe/Kayak,Fishing Allowed
- Waterbody name: Herring Creek
- Frontage length: Water Frontage Ft: 400
Lot
- Lot size: 1.07 Acres
- Lot size dimensions: 0.00 x 0.00
Parking
- Parking features: Driveway,Off Street
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Coastal Flooding
- Winter Weather
- Cold Wave
- Hurricane
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters Across Maryland Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $4,298 | $51,576 |
| Home Insurance * | $211 | $2,532 |
| Property Taxes | $678 | $8,136 |
| Electricity | $281 | $3,374 |
| Total | $5,468 | $65,616 |
Income You'd Need if You Spent...
Maryland FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
No market data available for this area
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-30 | Price change | $900,000 |
| 2026-03-07 | Price change | $925,000 |
| 2025-08-11 | Price change | $950,000 |
| 2025-06-09 | Listed for sale | $1,000,000 |
View on Zillow