2817 Tern Dr #28D4, Ocean City, MD, 21842
About This Home
Make the most of waterfront living in this charming two-story, one-bedroom, 1.5-bath condo, beautifully updated and offering its own private deep-water boat slip with quick access to the open bay. The home features an open living-and-dining layout with a complete floor replacement (¾-inch plywood and ½-inch OSB) topped with luxury vinyl flooring. The living space opens directly to your private deck overlooking the water, creating the perfect setting for relaxing or entertaining. The updated kitchen includes stainless steel appliances, granite/quartz countertops, and a convenient breakfast bar. Upstairs, the primary suite has been fully renovated, featuring new drywall, recessed lighting, and a spa-like bath with a tile-enclosed shower, double vanity, and heated floors. No detail has been overlooked. Additional highlights include an encapsulated crawl space with a dehumidifier and thoughtful upgrades throughout, making this a true turn-key property. Located in the well-maintained Old Port Cove community, residents enjoy a community pool, large overflow parking area, and a welcoming pet-friendly environment. Just a short walk to the beach, boardwalk, and local dining and shopping, this condo offers everything needed to embrace the coastal lifestyle. Don’t miss this rare opportunity to own a fully renovated waterfront home with a private boat slip.
Getting Around
Car-Dependent
Very Limited Transit
BikeableSchools
Construction
Condition
- Property condition: Excellent
- Year built: 1979
Materials
- Foundation: Block
- Roof: Architectural Shingle
- Construction materials: Frame,Stick Built
Type & Style
- Home type: Townhouse
- Architectural style: Contemporary
- Property subType: Townhouse
Interior
Appliances
- Appliances included: Microwave,Dryer,Dishwasher,Disposal,Exhaust Fan,Washer/Dryer Stacked,Self Cleaning Oven,Refrigerator,Water Heater
Bathroom1
- Level: Main
Bedroom1
- Level: Main
Bedrooms & Bathrooms
- Bedrooms: 1
- Bathrooms: 2
- Full bathrooms: 1
- 1/2 bathrooms: 1
- Main level bathrooms: 2
- Main level bedrooms: 1
Features
- Bathroom - Walk-In Shower,Combination Kitchen/Living,Crown Molding,Open Floorplan,Kitchen - Gourmet,Recessed Lighting,Upgraded Countertops,Other
- Window features: Skylight(s),Window Treatments
- Flooring: Luxury Vinyl,Carpet
- Finished area below ground: 0
- Finished area above ground: 1,050
Half Bath
- Level: Main
Heating & Cooling
- Heating features: Other,Electric
- Cooling features: Ductless,Electric
Interior Area
- Total structure area: 1,050
- Total interior livable area: 1,050 sqft
Property
Accessibility
- Accessibility features: 2+ Access Exits
Details
- Parcel number: 2410062187
- Zoning: R-2
- Special condition: Standard
- Exclusions: Slider Blind & Curtin,Sofa,Tvs,Personal Items
Features
- Levels: Two
- Stories: 2
- Pool features: Community
- Patio & porch: Deck
- Exterior features: Awning(s)
- Has view: Yes
- View description: Canal
- Has water view: Yes
- Water view: Canal
- On waterfront: Yes
- Waterfront features: Private Dock Site,Bayside,Boat - Powered,Canoe/Kayak,Fishing Allowed,Canal
- Frontage length: Water Frontage Ft: 20
Lot
- Lot size dimensions: 0.00 x 0.00
Parking
- Total spaces: 2
- Parking features: Attached Carport,Parking Lot
- Covered spaces: 2
- Carport: Yes
- Carport spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Coastal Flooding
- Hurricane
- Winter Weather
- Cold Wave
- Inland Flooding
- Ice Storm
- Strong Wind
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters Across Maryland Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,966 | $23,592 |
| Home Insurance * | $211 | $2,532 |
| Property Taxes | $438 | $5,256 |
| Electricity | $281 | $3,374 |
| Total | $2,896 | $34,752 |
Income You'd Need if You Spent...
Maryland FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
No market data available for this area
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-16 | Price change | $399,999 |
| 2026-04-09 | Listed for sale | $425,000 |
| 2022-11-28 | Sold | $310,000 |
| 2022-10-17 | Contingent | $315,000 |
| 2022-09-22 | Price change | $315,000 |
| 2022-08-31 | Price change | $330,000 |
| 2022-08-08 | Listed for sale | $335,000 |
| 2005-06-28 | Sold | $245,000 |
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