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10900 Coastal Hwy Unit 1205, Ocean City, MD, 21842

0beds
1baths
453sqft
$320,000
$706price/sqft
$2,478/moest. monthly cost
$99,120/yrincome needed

About This Home

This beach front bargain offers exceptional value as a personal beach escape, weekend getaway, or strong rental investment. This spacious efficiency unit has room for friends and family and features a private oceanfront balcony—the ideal spot to sip your morning coffee while watching spectacular sunrises over the Atlantic. Located in the Golden Sands, renowned for its resort-style amenities that make every stay feel like a vacation. The complex offers indoor and outdoor pools (including a top floor heated indoor pool with panoramic views of the ocean), fitness center, tennis court, private beach area with direct access to the public beach and surf, oceanfront sun deck, seasonal Tiki Bar and Grill, convenience store, gift shop, arcade, and game room. Location couldn't be better: steps from the sand, with nearby shopping at Gold Coast Mall, groceries at Acme, and great dining options including Bull On The Beach, Liquid Assets, Kirby's, Lombardi's, Green Turtle, and Blue Fish—all within a short walk or drive. An under building parking space and a beach toys locker convey with the sale. Isn't it time for you to wake up and walk onto the sand? This is it. Welcome to the beach.

Getting Around

45
WalkingCar-Dependent
0
TransitVery Limited Transit
48
BikeSomewhat Bikeable

Schools

10/10
10/10
7/10

Construction

Condition

  • Year built: 1975

Materials

  • Construction materials: Masonry

Type & Style

  • Home type: Condo
  • Architectural style: Coastal
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Microwave,Cooktop,Dishwasher,Disposal,Dryer,Exhaust Fan,Refrigerator,Washer,Water Heater,Electric Water Heater
  • Laundry features: Dryer In Unit,Washer In Unit,In Unit

Basement

  • Area: 0

Bedrooms & Bathrooms

  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1

Features

  • Bathroom - Tub Shower,Ceiling Fan(s),Efficiency,Flat,Recessed Lighting,Upgraded Countertops
  • Finished area below ground: 0
  • Finished area above ground: 453

Heating & Cooling

  • Heating features: Forced Air,Electric
  • Cooling features: Other,Electric

Interior Area

  • Total structure area: 453
  • Total interior livable area: 453 sqft

Property

Accessibility

  • Accessibility features: Accessible Entrance,Accessible Elevator Installed

Details

  • Parcel number: 2410123291
  • Attached to another structure: Yes
  • Zoning: R-3
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Pool features: Community
  • Has view: Yes
  • View description: Bay,Ocean
  • Has water view: Yes
  • Water view: Bay,Ocean
  • On waterfront: Yes
  • Waterfront features: Sandy Beach,Oceanfront,Beach Access,Ocean
  • Waterbody name: Atlantic Ocean
  • Frontage length: Water Frontage Ft: 395

Lot

  • Lot size dimensions: 0.00 x 0.00

Parking

  • Total spaces: 1
  • Parking features: Covered,Assigned,Garage
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingVery High
  • Hurricane
    HurricaneRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Hurricane
Winter Weather
Cold Wave
Inland Flooding
Ice Storm
Strong Wind
Tsunami

FEMA Declared Disasters Across Maryland Counties

Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,618$19,416
Home Insurance *$211$2,532
Property Taxes $368$4,416
Electricity $281$3,374
Total$2,478$29,736
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$84,960/yr
40% on housing$74,340/yr
45% on housing$66,080/yr

Maryland FAIR Plan Programs

Maryland Joint Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 678Commercial: 44
Total Premiums$854,000
Total Exposure$326.56M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.0%
8.0%
0%30.0%
Electricity Growth Rate10-year average: 8.1%
8.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$706This listing

vs Other Active Listings

Avg $/sqft

ZIP 21842$304
Worcester County$308

vs Homes Sold Last Month

Median $/sqft

ZIP 21842
Worcester County

Current Market Trends

No market data available for this area

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-20Listed for sale$320,000
2010-02-24Listing removed$209,000
2009-10-01Price change$209,000
2009-04-28Listed for sale$249,900
2004-07-22Sold$235,000
2003-07-08Sold$195,000
2002-06-06Sold$139,500
1997-09-30Sold$67,000

For Sale by Agent

AgentJD Wells
BrokerageBerkshire Hathaway HomeServices PenFed Realty

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