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12804 Assawoman Dr Unit 1N, Ocean City, MD, 21842

3beds
2baths
1,034sqft
$635,900
$615price/sqft
$4,435/moest. monthly cost
$177,400/yrincome needed

About This Home

Hello this is a condo in a six unit project. Ocean Block, renovated in 2015 selling fully furnished

Getting Around

59
WalkingSomewhat Walkable
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

10/10
10/10
7/10

Construction

Condition

  • Year built: 1971

Materials

  • Construction materials: Frame,Glass,Vinyl Siding

Type & Style

  • Home type: Condo
  • Architectural style: Other
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Electric Water Heater
  • Laundry features: In Unit

Bathroom1

  • Level: Main

Bathroom2

  • Level: Main

Bedroom1

  • Level: Main

Bedroom2

  • Level: Main

Bedroom3

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 2
  • Main level bedrooms: 3

Features

  • Finished area above ground: 1,034

Heating & Cooling

  • Heating features: Forced Air,Wall Unit,Electric
  • Cooling features: Central Air,Ceiling Fan(s),Electric

Interior Area

  • Total structure area: 1,034
  • Total interior livable area: 1,034 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 2410156602
  • Attached to another structure: Yes
  • Zoning: R-3
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Waterfront features: Ocean
  • Waterbody name: Atlantic Ocean

Lot

  • Lot size dimensions: 0.00 x 0.00

Parking

  • Parking features: Parking Lot

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingRelatively High
  • Cold Wave
    Cold WaveRelatively High
  • Hurricane
    HurricaneRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Cold Wave
Hurricane
Winter Weather
Inland Flooding
Ice Storm
Strong Wind
Tsunami

FEMA Declared Disasters Across Maryland Counties

Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,215$38,580
Home Insurance *$211$2,532
Property Taxes $728$8,736
Electricity $281$3,374
Total$4,435$53,220
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$152,057/yr
40% on housing$133,050/yr
45% on housing$118,266/yr

Maryland FAIR Plan Programs

Maryland Joint Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 678Commercial: 44
Total Premiums$854,000
Total Exposure$326.56M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.0%
8.0%
0%30.0%
Electricity Growth Rate10-year average: 8.1%
8.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$615This listing

vs Other Active Listings

Avg $/sqft

ZIP 21842$302
Worcester County$307

vs Homes Sold Last Month

Median $/sqft

ZIP 21842
Worcester County

Current Market Trends

No market data available for this area

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-08Listed for sale$635,900
2026-01-01Listing removed$615,000
2025-10-11Listed for sale$615,000
2014-08-22Sold$197,500
2014-04-27Price change$215,000
2014-02-07Listed for sale$224,900

For Sale by Agent

AgentJeremy McDonough
BrokerageMr. Lister Realty

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