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13329 Nantucket Rd, Ocean City, MD, 21842

4beds
3baths
1,440sqft
$489,900
$340price/sqft
$3,541/moest. monthly cost
$141,640/yrincome needed

About This Home

Spacious 4BR/2.5BA home with den that could serve as a 5th bedroom! Well-maintained uptown property on a foundation with room for your finishing touches. Perfect as a year-round home or beach getaway with plenty of space for guests and entertaining. Great uptown location close to many local favorite restaurants, shopping, and attractions. Enjoy the amenities that Montego Bay has to offer including pools, tennis courts, walking and biking paths, plus extra storage with the backyard shed.

Getting Around

48
WalkingCar-Dependent
0
TransitVery Limited Transit
62
BikeBikeable

Schools

10/10
10/10
7/10

Construction

Condition

  • Year built: 2004

Materials

  • Foundation: Block
  • Roof: Shingle
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch/Rambler
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Water Heater

Basement

  • Area: 0

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bathrooms: 3
  • Main level bedrooms: 4

Features

  • Dry Wall
  • Flooring: Carpet,Laminate,Vinyl
  • Finished area below ground: 0
  • Finished area above ground: 1,440

Heating & Cooling

  • Heating features: Heat Pump,Electric
  • Cooling features: Heat Pump,Electric

Interior Area

  • Total structure area: 1,440
  • Total interior livable area: 1,440 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 2410198445
  • Zoning: TR
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Pool features: Community
  • Has view: Yes
  • View description: Street

Lot

  • Lot size: 3,600 sqft
  • Features: Cleared,Middle Of Block
  • Lot size dimensions: 0.00 x 0.00

Parking

  • Total spaces: 2
  • Parking features: Concrete,Driveway
  • Has uncovered spaces: Yes
  • Uncovered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingRelatively High
  • Cold Wave
    Cold WaveRelatively High
  • Hurricane
    HurricaneRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Cold Wave
Hurricane
Winter Weather
Inland Flooding
Ice Storm
Strong Wind
Tsunami

FEMA Declared Disasters Across Maryland Counties

Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,477$29,724
Home Insurance *$211$2,532
Property Taxes $572$6,864
Electricity $281$3,374
Total$3,541$42,492
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$121,405/yr
40% on housing$106,230/yr
45% on housing$94,426/yr

Maryland FAIR Plan Programs

Maryland Joint Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 678Commercial: 44
Total Premiums$854,000
Total Exposure$326.56M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.0%
8.0%
0%30.0%
Electricity Growth Rate10-year average: 8.1%
8.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$340This listing

vs Other Active Listings

Avg $/sqft

ZIP 21842$303
Worcester County$307

vs Homes Sold Last Month

Median $/sqft

ZIP 21842
Worcester County

Current Market Trends

No market data available for this area

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-10Price change$449,900
2026-08-04Price change$479,900
2026-06-25Price change$489,900
2026-05-18Listed for sale$499,900
2026-04-30Listing removed$529,900
2025-10-31Listed for sale$529,900
2019-05-16Sold$206,000
2019-03-21Listed for sale$100,000

For Sale by Agent

AgentKevin E Decker
BrokerageCoastal Life Realty Group LLC

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