401 14th St #1, Ocean City, MD, 21842
About This Home
Bayfront Luxury in Prestigious Harbour Island – Home of the White Marlin Open Step into coastal sophistication with this rare southern-facing end-unit townhouse in the exclusive gated community of Harbour Island, host of the world-famous White Marlin Open. Perfectly positioned on the bay front with sweeping views of Assateague Island, the marina, and open water, this 2 bedroom, 2.5 bath residence seamlessly blends luxury living with effortless style. Impeccably maintained and thoughtfully upgraded, this home has been decorated with designer furnishings and curated finishes, and also offers proven investment potential as a high-end seasonal rental, grossing $40,000–$50,000 annually. Inside, natural light pours across freshly painted interiors and new upstairs flooring. A wood-burning fireplace anchors the living space, complemented by Pottery Barn lighting, custom window treatments; Plantation Shutters, and Vertiglide sliders by Designing Windows. The gourmet feel is elevated with four spacious balconies offering private outdoor retreats—each with breathtaking water views and premium Telescope outdoor furniture included. Recent enhancements include a completely remodeled powder room (2020), new mini-split and heat pump systems both upstairs and down (2020), custom closet installations throughout, new shower door sliders, and a newer stackable washer/dryer. Comfort and convenience are built in at every turn, including a professionally installed EV charger in the garage. Whether entertaining or unwinding, this residence offers an unmatched lifestyle: four balconies for dining or relaxing against a backdrop of boats in the marina, sunsets over the bay, and panoramic views stretching to Assateague. Offered fully furnished with high-end pieces, this turnkey home allows you to enjoy the best of Harbour Island immediately—where world-class fishing, the excitement of the White Marlin Open, and the vibrance of Ocean City are all at your doorstep. Boat slips available for purchase. Call us today for an exclusive showing!
Getting Around
Somewhat Walkable
Very Limited Transit
BikeableSchools
Construction
Condition
- Property condition: Excellent
- Year built: 1983
Materials
- Foundation: Concrete Perimeter
- Roof: Architectural Shingle
- Construction materials: Cedar,Concrete,Stick Built,Frame
Type & Style
- Home type: Townhouse
- Architectural style: Coastal
- Property subType: Townhouse
Interior
Appliances
- Appliances included: Dishwasher,Disposal,Exhaust Fan,Microwave,Refrigerator,Cooktop,Washer/Dryer Stacked,Electric Water Heater
- Laundry features: Dryer In Unit,Washer In Unit
Basement
- Area: 0
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
- Main level bathrooms: 3
- Main level bedrooms: 2
Features
- Attic,Bathroom - Tub Shower,Bathroom - Walk-In Shower,Breakfast Area,Ceiling Fan(s),Dining Area,Open Floorplan,Pantry,Primary Bedroom - Bay Front,Recessed Lighting
- Door features: Storm Door(s),Sliding Glass
- Window features: Window Treatments
- Flooring: Tile/Brick,Luxury Vinyl
- Number of fireplaces: 1
- Fireplace features: Wood Burning
- Fireplace: Yes
- Finished area below ground: 0
- Finished area above ground: 1,206
Heating & Cooling
- Heating features: Heat Pump,Electric
- Cooling features: Heat Pump,Central Air,Electric
Interior Area
- Total structure area: 1,206
- Total interior livable area: 1,206 sqft
Property
Accessibility
- Accessibility features: None
Details
- Parcel number: 2410234506
- Zoning: CM
- Special condition: Standard
Features
- Levels: Three
- Stories: 3
- Pool features: Community
- Patio & porch: Deck
- Exterior features: Lighting,Rain Gutters,Storage,Street Lights,Tennis Court(s),Balcony
- Fencing: Vinyl
- Has view: Yes
- View description: Bay,Harbor,Marina,Street,Water
- Has water view: Yes
- Water view: Bay,Harbor,Marina,Water
- On waterfront: Yes
- Waterfront features: Private Dock Site,Bayfront,Bay
- Frontage length: Water Frontage Ft: 20
Lot
- Features: Bulkheaded,Fishing Available,Rear Yard
- Lot size dimensions: 0.00 x 0.00
Parking
- Total spaces: 2
- Parking features: Garage Faces Front,Assigned,Lighted,Private,Secured,Attached,On Street,Parking Lot
- Has garage: Yes
- Attached garage spaces: 1
- Covered spaces: 1
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Coastal Flooding
- Hurricane
- Winter Weather
- Cold Wave
- Inland Flooding
- Ice Storm
- Strong Wind
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters Across Maryland Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $4,044 | $48,528 |
| Home Insurance * | $211 | $2,532 |
| Property Taxes | $902 | $10,824 |
| Electricity | $281 | $3,374 |
| Total | $5,438 | $65,256 |
Income You'd Need if You Spent...
Maryland FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
No market data available for this area
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-03-15 | Price change | $799,900 |
| 2026-01-19 | Price change | $824,500 |
| 2025-09-20 | Listed for sale | $865,000 |
| 2018-08-21 | Sold | $350,000 |
| 2015-08-24 | Listing removed | $469,900 |
| 2015-08-20 | Listed for sale | $469,900 |
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