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12401 Jamaica Ave Unit 360O1, Ocean City, MD, 21842

1beds
1baths
592sqft
$289,000
$488price/sqft
$2,280/moest. monthly cost
$91,200/yrincome needed

About This Home

Welcome to beach living at its finest in the highly sought-after Hidden Harbor community of North Ocean City. This beautifully maintained, move-in-ready condo is ideally situated just 2.5 blocks from the beach. Enjoy picturesque canal views from your balcony, creating a peaceful waterfront setting to relax and unwind. Just moments away, Northside Park provides endless opportunities for recreation with scenic walking trails, sports fields, fishing, playgrounds, year-round community events, and a perfect vantage point to watch Ocean City's breathtaking sunsets. Hidden Harbor residents also enjoy access to the community pool, while boating enthusiasts have the opportunity to rent boat slips (subject to availability). Whether you're searching for a full-time residence or a vacation getaway, this exceptional condo offers the very best of Ocean City living.

Getting Around

60
WalkingSomewhat Walkable
0
TransitVery Limited Transit
85
BikeVery Bikeable

Schools

10/10
10/10
7/10

Construction

Condition

  • Property condition: Very Good
  • Year built: 1989

Materials

  • Foundation: Block,Crawl Space
  • Roof: Architectural Shingle
  • Construction materials: Frame,Shingle Siding,Stick Built

Type & Style

  • Home type: Condo
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Dishwasher,Ice Maker,Microwave,Oven/Range - Electric,Refrigerator,Washer/Dryer Stacked,Electric Water Heater
  • Laundry features: In Unit

Basement

  • Area: 0

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 1

Features

  • Finished area below ground: 0
  • Finished area above ground: 592

Heating & Cooling

  • Heating features: Heat Pump,Electric
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 592
  • Total interior livable area: 592 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 323460
  • Attached to another structure: Yes
  • Zoning: R-2
  • Zoning description: R2
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Pool features: Community
  • Has view: Yes
  • View description: Water
  • Has water view: Yes
  • Water view: Water
  • On waterfront: Yes
  • Waterfront features: Canal
  • Frontage length: Water Frontage Ft: 15

Parking

  • Parking features: Off Street

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingRelatively High
  • Cold Wave
    Cold WaveRelatively High
  • Hurricane
    HurricaneRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Cold Wave
Hurricane
Winter Weather
Inland Flooding
Ice Storm
Strong Wind
Tsunami

FEMA Declared Disasters Across Maryland Counties

Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,461$17,532
Home Insurance *$211$2,532
Property Taxes $327$3,924
Electricity $281$3,374
Total$2,280$27,360
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$78,171/yr
40% on housing$68,400/yr
45% on housing$60,800/yr

Maryland FAIR Plan Programs

Maryland Joint Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 678Commercial: 44
Total Premiums$854,000
Total Exposure$326.56M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.0%
8.0%
0%30.0%
Electricity Growth Rate10-year average: 8.1%
8.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$488This listing

vs Other Active Listings

Avg $/sqft

ZIP 21842$304
Worcester County$308

vs Homes Sold Last Month

Median $/sqft

ZIP 21842
Worcester County

Current Market Trends

No market data available for this area

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-16Listed for sale$289,000
2020-11-16Sold$155,000
2018-05-04Sold$155,000
2018-03-14Pending sale$164,900
2018-02-03Listed for sale$164,900
2015-06-18Sold$154,900
2015-01-23Price change$159,900
2014-10-15Price change$164,900
2014-09-04Listed for sale$169,900
2004-10-12Sold$229,900
2002-10-10Sold$162,000
2000-10-03Sold$79,500

For Sale by Agent

AgentConnor LeMire
BrokerageBenson & Mangold, LLC

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