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13506 Yellow Banks Ct, Ocean City, MD, 21842

4beds
3baths
2,022sqft
$1,150,000
$569price/sqft
$7,201/moest. monthly cost
$288,040/yrincome needed

About This Home

Welcome to this rare opportunity to own a beautifully maintained four-bedroom, two-and-a-half bath single-family home in the coveted waterfront community of Nantucket Point. Located on a peaceful cul-de-sac, this home offers the perfect blend of privacy, comfort, and coastal charm. Lovingly owned by the original family for decades, this residence has been the backdrop for countless cherished memories. The home conveys with a deep-water boat slip at the private, gated community pier—just a short stroll away—along with access to the community pool, making it a boater’s and beach lover’s dream. Step inside to find light-filled living spaces, including a cozy living room with a fireplace, a charming sunroom off the kitchen, and a spacious deck ideal for al fresco dining or quiet mornings with coffee. Large windows throughout the home bring in an abundance of natural light, accentuating the warmth and elegance of each room. Outdoors, the mature landscaping offers beauty and privacy, anchored by a stunning magnolia tree in the front yard. A partially fenced backyard, paver patio, outdoor shower, and lush greenery create the perfect coastal oasis. Nantucket Point remains one of Ocean City’s best-kept secrets—a quiet, friendly enclave hidden away in North Ocean City, yet close to everything. Whether you’re looking for a serene primary residence or a luxurious coastal retreat, this is a rare chance to own in one of the area’s most sought-after waterfront communities Open House 4/19 canceled due to weather

Getting Around

12
WalkingCar-Dependent
0
TransitVery Limited Transit
43
BikeSomewhat Bikeable

Schools

10/10
10/10
7/10

Construction

Condition

  • Property condition: Very Good
  • Year built: 1997

Materials

  • Foundation: Crawl Space
  • Construction materials: Stick Built

Type & Style

  • Home type: SingleFamily
  • Architectural style: Coastal,Contemporary
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Microwave,Built-In Range,Dishwasher,Disposal,Dryer,Oven/Range - Electric,Refrigerator,Washer,Tankless Water Heater
  • Laundry features: Has Laundry,Main Level,Laundry Room

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Features

  • Bathroom - Walk-In Shower,Breakfast Area,Ceiling Fan(s),Combination Kitchen/Dining,Family Room Off Kitchen,Eat-in Kitchen,Kitchen Island,Kitchen - Table Space,Pantry,Primary Bath(s),Recessed Lighting,Wainscotting,Walk-In Closet(s)
  • Flooring: Carpet,Ceramic Tile,Hardwood
  • Finished area below ground: 0
  • Finished area above ground: 2,022

Heating & Cooling

  • Heating features: Heat Pump,Electric,Propane
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 2,022
  • Total interior livable area: 2,022 sqft

Laundry

  • Level: Main

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 2410330459
  • Zoning: R-3
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Pool features: Community
  • Exterior features: Outdoor Shower
  • Spa features: Bath
  • Has view: Yes
  • View description: Bay
  • Has water view: Yes
  • Water view: Bay
  • Waterfront features: Bayblock,Boat - Powered,Fishing Allowed,Personal Watercraft (PWC),Private Access,Bay

Lot

  • Lot size: 6,334 sqft
  • Lot size dimensions: 0.00 x 0.00

Parking

  • Total spaces: 2
  • Parking features: Garage Faces Front,Concrete,Circular Driveway,Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingRelatively High
  • Cold Wave
    Cold WaveRelatively High
  • Hurricane
    HurricaneRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Cold Wave
Hurricane
Winter Weather
Inland Flooding
Ice Storm
Strong Wind
Tsunami

FEMA Declared Disasters Across Maryland Counties

Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $5,815$69,780
Home Insurance *$211$2,532
Property Taxes $894$10,728
Electricity $281$3,374
Total$7,201$86,412
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$246,891/yr
40% on housing$216,030/yr
45% on housing$192,026/yr

Maryland FAIR Plan Programs

Maryland Joint Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 678Commercial: 44
Total Premiums$854,000
Total Exposure$326.56M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.0%
8.0%
0%30.0%
Electricity Growth Rate10-year average: 8.1%
8.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$569This listing

vs Other Active Listings

Avg $/sqft

ZIP 21842$300
Worcester County$305

vs Homes Sold Last Month

Median $/sqft

ZIP 21842
Worcester County

Current Market Trends

No market data available for this area

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2025-10-03Price change$1,295,000
2025-08-08Listed for sale$1,499,000
1998-04-22Sold$249,000

For Sale by Agent

AgentTracy Zell
BrokerageLong & Foster Real Estate, Inc.

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