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17350 173rd St SE, Big Lake, MN, 55309

3beds
3baths
3,460sqft
$789,000
$228price/sqft
$5,387/moest. monthly cost
$215,480/yrincome needed

About This Home

Exceptional, custom built all brick exterior rambler on 3.17 wooded acres of unparalleled quality and architectural significance! Perfectly groomed grounds surrounded by tranquil woods provide perfect privacy. Expansive living meets timeless craftsmanship. Main Level Highlights: Grand open floor plan! Ideal for entertaining large gatherings. The gourmet kitchen is designed for functionality and style. Features include a striking center island, granite countertops, stainless steel appliances and rich, custom crafted cabinetry. The sunlit large living room features a gas fireplace flanked by built in book shelves. Generous dining area open to the inviting sunroom. Luxury primary suite offers an impressive walk-in closet, corner gas fireplace, and a jetted tub, walk in shower & dual sink vanity. Large laundry-craft room. Mud room and convenient 1/2 bath off the garage. Lower Level Highlights: Sprawling walkout recreation room. Gaming area. BR 3 with BR 4 possibility. Relax in the amazing sauna! Full bath with separate tub and shower. Copious storage! Over 1000 unfinished sq ft. Build out your dreams! The oversized three car attached garage is perfectly clean, heated and insulated and offers a separate staircase to the lower level. Hobby Enthusiasts...check this out! A 36' x50' premium built shed in 2017. 12' sidewalls, fully insulated. 200 amp electrical. 2 sections, 2 heaters, 2 overhead garages doors with openers. Large 20 drawer metal workbench. Interior totally finished with steel walls and ceiling. New, separate asphalt driveway. Other fine amenities: Soaring vaults. Expansive patio provides plenty of shade and total privacy. Kinnetico water system. Concrete driveway. Andersen windows. New roof & gutter guard in 2024. Irrigation system. Underground cable for Midco internet. Great energy efficiency. Fabulous neighborhood! Impeccable inside & out. This property is perfect for the buyer seeking tranquility, abundant space and beautifully crafted indoor and outdoor living. Timeless design and every day conveniences. Ideally located just 1.4 miles to the heart of Monticello for shopping, retail, restaurants and medical. Easy access to 1-94 and Highway 10. A magnificent property at a magnificent price!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
20
BikeSomewhat Bikeable

Schools

9/10
7/10
Monticello Middle SchoolGrades 6-81.7 mi
9/10

Construction

Condition

  • Year built: 1994

Materials

  • Roof: Age 8 Years or Less
  • Construction materials: Block

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family

Interior

Appliances

  • Appliances included: Air-To-Air Exchanger,Central Vacuum,Dishwasher,Dryer,Exhaust Fan,Freezer,Humidifier,Gas Water Heater,Water Filtration System,Water Osmosis System,Microwave,Range,Refrigerator,Stainless Steel Appliance(s),Washer,Water Softener Owned
  • Laundry features: Gas Dryer Hookup,Laundry Room,Main Level,Sink,Washer Hookup

Basement

  • Has basement: Yes
  • Basement: Block,Daylight,Finished,Full,Partially Finished,Storage Space,Tile Shower,Walk-Out Access

Bedroom

  • Level: Main
  • Area: 323
  • Dimensions: 19x17

Bedroom2

  • Level: Main
  • Area: 132
  • Dimensions: 12x11

Bedroom3

  • Level: Lower
  • Area: 154
  • Dimensions: 14x11

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Dining Room

  • Level: Main
  • Area: 228
  • Dimensions: 19x12

Family Room

  • Level: Lower
  • Area: 260
  • Dimensions: 20x13

Features

  • Central Vacuum
  • Number of fireplaces: 2
  • Fireplace features: Family Room,Gas,Primary Bedroom
  • Fireplace: Yes
  • Finished area below ground: 1,100
  • Finished area above ground: 2,360

Flex Room

  • Level: Lower
  • Area: 297
  • Dimensions: 27x11

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 4,720
  • Total interior livable area: 3,460 sqft

Kitchen

  • Level: Main
  • Area: 285
  • Dimensions: 19x15

Laundry

  • Level: Main
  • Area: 121
  • Dimensions: 11x11

Living Room

  • Level: Main
  • Area: 289
  • Dimensions: 17x17

Mud Room

  • Level: Main
  • Area: 60
  • Dimensions: 10x6

Storage

  • Level: Lower
  • Area: 288
  • Dimensions: 18x16

Sun Room

  • Level: Main
  • Area: 182
  • Dimensions: 14x13

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 05004360110
  • Zoning description: Residential-Single Family
  • Foundation area: 2360

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Glass Enclosed,Patio,Porch
  • Fencing: None

Lot

  • Lot size: 3.17 Acres
  • Lot size dimensions: 487 x 343 x 527 x 193

Parking

  • Total spaces: 7
  • Parking features: Attached,Concrete,Electric,Garage,Garage Door Opener,Insulated Garage,Storage
  • Has garage: Yes
  • Attached garage spaces: 7
  • Covered spaces: 7
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Cold Wave
    Cold WaveModerate
  • Drought
    DroughtModerate
  • Hail
    HailModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Strong Wind
Cold Wave
Drought
Hail
Lightning
Tornado
Winter Weather

FEMA Declared Disasters in Sherburne County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,989$47,868
Home Insurance *$527$6,324
Property Taxes $580$6,960
Electricity $291$3,501
Total$5,387$64,644
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$184,697/yr
40% on housing$161,610/yr
45% on housing$143,653/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.6%
11.6%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 4.3%
4.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$228This listing

vs Other Active Listings

Avg $/sqft

ZIP 55309$166
Sherburne County$176

vs Homes Sold Last Month

Median $/sqft

ZIP 55309$181
Sherburne County$175

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-06Pending sale$789,000
2026-07-02Price change$789,000
2026-06-25Listed for sale$799,900
2022-01-28Sold$690,000
2022-01-10Pending sale$699,000
2022-01-07Listing removed--
2022-01-02Price change$699,000
2021-11-12Listed for sale$739,000
2014-06-26Sold$284,900

For Sale by Agent

AgentAnnie M. Sparrow
BrokerageLPT Realty, LLC

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