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81 Lagoon Blvd, Brigantine, NJ, 08203

5beds
4baths
3,540sqft
$2,200,000
$621price/sqft
$15,850/moest. monthly cost
$634,000/yrincome needed

About This Home

Experience a rare offering of refined bayfront living, where every detail is designed to capture the beauty, light, and serenity of life on the water. Perfectly positioned along the bay with your own private dock and boat lift, this exceptional residence includes a coveted riparian grant and lease offering seamless access to endless days of boating, paddleboarding, and waterfront entertaining. From the moment you enter, you are greeted by a striking floating staircase and an immediate line of sight to the shimmering bay beyond a breathtaking first impression that sets the tone for the entire home. The sunken great room is a true showpiece, featuring soaring vaulted ceilings, skylights that flood the space with natural light, and a dramatic floor to ceiling stone fireplace. Expansive walls of glass and sliding doors stretch across the rear of the home, effortlessly blending indoor living with the outdoors and framing the water views like a living piece of art. Step up to the dining area where the space feels bright and perfectly positioned for intimate dinners and larger gatherings. Whether hosting guests or enjoying a quiet morning coffee, the ever changing bay views provide a stunning backdrop. Spacious kitchen features granite countertops, a center island, stainless steel appliances, and an abundance of cabinetry. The architectural design continues to impress with open hallways and loft style overlooks that enhance the sense of space and light throughout the home. These elevated walkways create a dramatic visual connection between levels, allowing natural light to travel freely while offering unique vantage points of the great room below and glimpses of the bay beyond. The first floor also offers a versatile office or bedroom, along with a powder room, ideal for accommodating guests or creating a private retreat. Upstairs, the primary suite is a sanctuary of its own, complete with a private balcony overlooking the water perfect for sunrise reflections or unwinding as boats drift by at sunset. A spacious walk in closet and en-suite bath complete the retreat. Additional bedroom down the hallway and two others are thoughtfully positioned on the upper level, including one with beautiful bay views, offering comfort and privacy for family and guests alike. Outdoor living is where this home truly excels. With over 700 square feet of expansive decking, you’ll enjoy front row seats to spectacular sunsets, peaceful mornings on the water, and unforgettable evenings entertaining under the coastal sky. Whether stepping onto your boat for a day on the bay or simply relaxing with a glass of wine as the tide rolls in, this property embodies the ultimate waterfront lifestyle. A two car garage and the home’s unique custom design complete this exceptional opportunity ready to be elevated into a truly extraordinary bayfront estate

Getting Around

57
WalkingSomewhat Walkable
0
TransitVery Limited Transit
73
BikeVery Bikeable

Schools

--
6/10

Construction

Condition

  • Year built: 1987

Materials

  • Construction materials: Stone,Stucco

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Bedroom3

  • Level: Upper

Bedroom4

  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Features

  • Carbon Monoxide Detector,Cathedral Ceiling(s),Kitchen Island,Storage,Eat-in Kitchen
  • Flooring: Tile,W/W Carpet
  • Fireplace features: Built-In,Family Room
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Baseboard,Natural Gas,Hot Water
  • Cooling features: Ceiling Fan(s),Central Air,Multi-Zoned

Interior Area

  • Total structure area: 3,540
  • Total interior livable area: 3,540 sqft

Kitchen

  • Level: Lower

Property

Details

  • Parcel number: 20

Features

  • Levels: 3 Story
  • Stories: 3
  • Patio & porch: Deck
  • Exterior features: Deck,Fenced Yard
  • Fencing: Fenced
  • Has view: Yes
  • View description: Bay
  • On waterfront: Yes
  • Waterfront features: Bay Front,Bulkheaded
  • Frontage type: Bay/Harbor

Lot

  • Lot size: 6,000 sqft
  • Lot size dimensions: 60 x 100

Parking

  • Total spaces: 2
  • Parking features: Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Hurricane
    HurricaneModerate
  • Inland Flooding
    Inland FloodingModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Strong Wind
Hurricane
Inland Flooding
Winter Weather
Tsunami

FEMA Declared Disasters Across New Jersey Counties

Fire
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $11,124$133,488
Home Insurance *$748$8,976
Property Taxes $3,588$43,056
Electricity $390$4,682
Total$15,850$190,200
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$543,428/yr
40% on housing$475,500/yr
45% on housing$422,666/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.4%
7.4%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -2.6%
-2.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$621This listing

vs Other Active Listings

Avg $/sqft

ZIP 08203$432
Atlantic County$264

vs Homes Sold Last Month

Median $/sqft

ZIP 08203$433
Atlantic County$228

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-28Listed for sale$2,200,000
1999-12-16Sold$482,500

For Sale by Agent

AgentCOLLEEN BELL, KELLER WILLIAMS REALTY ATLANTIC SHORE-BRIGANTINE
BrokerageKELLER WILLIAMS REALTY ATLANTIC SHORE-BRIGANTINE

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