103 Clover Ter, Williamstown, NJ, 08094
About This Home
DO NOT MISS THIS WONDERFUL LAKEFRONT HOME FOR ALL SEASONS!!! I know that once you step inside this beautiful lakefront property with all that it has to offer you will say this is truly a home for all seasons!! From the summer for swimming, boating, fishing and sitting under the gazebo with a cold drink you will say this is just awesome! Wait until the fall with the beautiful foliage and sunsets...to winter with ice skating and the views are so beautiful! The living room is spacious and leads into the dining room & kitchen for a nice open flow. The kitchen has updated cabinets, granite counter tops and a breakfast bar for that quick morning coffee or light lunch....the stainless steel appliances are new and yes the rooms all overlook the lake. The main bedroom is spacious and overlooks the lake as well... with access to the main bath which was recently remodeled and the two additional bedrooms are spacious as well. The lower level has a large family room with a stone fireplace that is wood burning as well as a gas hookup. This makes it perfect for all your entertaining needs and of course watching the football games or whatever you choose at any time! The 4th bedroom is a nice size and the full bath with walk-in shower is also on this level. The laundry area is also on this level and the washer & dryer are included. The HVAC was installed in 2019, well was replaced in 2011, new roof installed in 2010., there is also an 18,000 BTU AC in the upper level that is included. The attached garage has a work bench, a 30 amp service, and a refrigerator for easy access to your outside fun. Another feature is the garden in ground sprinkler system which is separate from the in=ground sprinkler system that services the large yard. One of the best features is of course the lake with a dock and over 200 ft of lake frontage. This home is on a cul-de-sac with only two homes so it makes you feel like resort living at its best!!!! The Seller is including a 1 Yr. AHS Home Warranty at closing! Close to Rt 322, AC Expressway, all shore points and an easy travel to Philadellphia and more!!1 This wonderful home is move-in ready so you can enjoy the rest of the summer with swimming,boating,fishing or whatever you would like to do! So, don't wait this will not last!!!!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Very Good
- Year built: 1960
Materials
- Foundation: Block
- Roof: Asphalt
- Construction materials: Frame,Shake Siding,Asbestos,Vinyl Siding
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Microwave,Built-In Range,Trash Compactor,Dishwasher,Dryer,Extra Refrigerator/Freezer,Oven/Range - Gas,Refrigerator,Stainless Steel Appliance(s),Water Conditioner - Owned,Water Treat System,Gas Water Heater
- Laundry features: Lower Level,Laundry Room
Bathroom1
- Level: Main
Bathroom2
- Level: Lower
Bedroom2
- Level: Main
- Area: 108
- Dimensions: 9 X 12
Bedroom3
- Level: Main
- Area: 99
- Dimensions: 9 X 11
Bedroom4
- Level: Lower
- Area: 143
- Dimensions: 11 X 13
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 2
- Full bathrooms: 2
- Main level bathrooms: 1
- Main level bedrooms: 3
Dining Room
- Level: Main
- Area: 130
- Dimensions: 10 X 13
Family Room
- Features: Ceiling Fan(s),Fireplace - Wood Burning,Flooring - Carpet
- Level: Lower
- Area: 437
- Dimensions: 19 X 23
Features
- Recessed Lighting,Open Floorplan,Bathroom - Walk-In Shower,Kitchen Island,Pantry,Upgraded Countertops,Bathroom - Tub Shower
- Flooring: Carpet,Laminate
- Number of fireplaces: 1
- Fireplace features: Wood Burning,Gas/Propane,Stone
- Fireplace: Yes
- Finished area below ground: 0
- Finished area above ground: 2,068
Heating & Cooling
- Heating features: Forced Air,Natural Gas
- Cooling features: Central Air,Ceiling Fan(s),Electric
Interior Area
- Total structure area: 2,068
- Total interior livable area: 2,068 sqft
Kitchen
- Features: Breakfast Bar,Granite Counters,Kitchen - Gas Cooking,Pantry,Flooring - Laminate Plank
- Level: Main
- Area: 130
- Dimensions: 10 X 13
Laundry
- Level: Lower
Living Room
- Level: Main
- Area: 195
- Dimensions: 13 X 15
Primary Bedroom
- Level: Main
- Area: 169
- Dimensions: 13 X 13
Property
Accessibility
- Accessibility features: None
Details
- Parcel number: 050040100020
- Zoning: PVR1
- Zoning description: Residential
- Special condition: Standard
Features
- Levels: Bi-Level,One and One Half
- Stories: 1
- Pool features: None
- Patio & porch: Deck
- Exterior features: Awning(s),Lighting,Private Beach,Underground Lawn Sprinkler
- Has view: Yes
- View description: Lake,Scenic Vista,Trees/Woods,Water
- Has water view: Yes
- Water view: Lake,Water
- On waterfront: Yes
- Waterfront features: Boat/Launch Ramp - Private,Private Dock Site,Sandy Beach,Lake,Boat - Electric Motor Only,Canoe/Kayak,Fishing Allowed
- Frontage length: Water Frontage Ft: 200
Lot
- Lot size: 0.65 Acres
- Features: No Thru Street,Cul-De-Sac,Bulkheaded,Sandy
- Lot size dimensions: 145.00 x 195.00
Parking
- Total spaces: 5
- Parking features: Garage Faces Front,Inside Entrance,Asphalt,Attached,Driveway
- Has garage: Yes
- Attached garage spaces: 1
- Covered spaces: 1
- Has uncovered spaces: Yes
- Uncovered spaces: 4
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Strong Wind
- Hurricane
- Lightning
- Winter Weather
- Cold Wave
- Drought
- Hail
- Heat Wave
- Inland Flooding
- Wildfire
How This Home’s Risks Compare
FEMA Declared Disasters Across New Jersey Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,522 | $30,264 |
| Home Insurance * | $225 | $2,700 |
| Property Taxes | $773 | $9,276 |
| Electricity | $227 | $2,735 |
| Total | $3,747 | $44,964 |
Income You'd Need if You Spent...
New Jersey FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-17 | Listed for sale | $498,900 |
| 2020-06-18 | Sold | $269,500 |
| 2020-03-25 | Pending sale | $269,500 |
| 2020-03-12 | Listed for sale | $269,500 |
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