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119 Cedar Lake Dr, Williamstown, NJ, 08094

2beds
2baths
1,945sqft
$450,000
$231price/sqft
$3,389/moest. monthly cost
$135,560/yrincome needed

About This Home

Waterfront opportunities like this don't come around often! Nestled on over an acre in desirable Collings Lakes, this well-maintained ranch sits on a double lot — what is believed to be one of the largest lots in the entire neighborhood— an incredibly rare find. Enjoy peaceful lake views and direct waterfront living while having room to spread out both inside and out. This home features 2 bedrooms and 2 full bathrooms, with an easy opportunity to convert the existing layout into a 3-bedroom home if desired. Lovingly cared for over the years, the home is meticulously clean, solid, and completely livable, offering the perfect opportunity to move right in and update at your own pace. Inside you'll find a spacious formal living room with custom built-ins, a formal dining room, a large eat-in kitchen, another family room, a generously sized mudroom, and an attached 2-car garage. Relax on the inviting covered front porch, or take advantage of the oversized driveway with ample parking for family, guests, boats, or recreational vehicles. Step out to the back deck to enjoy your private waterfront setting, expansive yard, and endless possibilities for entertaining, gardening, recreation, or simply relaxing by the lake. Conveniently located with easy access to the Black Horse Pike (Route 322), Route 42, and the Atlantic City Expressway, making commuting to Philadelphia, the Jersey Shore, and surrounding areas a breeze. Being offered strictly in as-is condition, this is a rare opportunity to own an exceptional waterfront property with incredible land, endless potential, and a location that’s hard to duplicate. Whether you’re looking to preserve its timeless charm or create your dream lakefront retreat, the possibilities here are endless!

Getting Around

6
WalkingCar-Dependent
0
TransitVery Limited Transit
27
BikeSomewhat Bikeable

Schools

4/10
Buena Middle SchoolGrades 6-84.2 mi
2/10

Construction

Condition

  • Year built: 1960

Materials

  • Foundation: Crawl Space
  • Construction materials: Aluminum Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch/Rambler
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Water Heater

Basement

  • Area: 0

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 2
  • Main level bedrooms: 2

Features

  • Number of fireplaces: 1
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 1,945

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 1,945
  • Total interior livable area: 1,945 sqft

Property

Accessibility

  • Accessibility features: Doors - Swing In

Details

  • Parcel number: 050040100028
  • Zoning: PVR1
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • On waterfront: Yes
  • Waterfront features: Lake
  • Frontage length: Water Frontage Ft: 325

Lot

  • Lot size: 1.30 Acres

Parking

  • Parking features: Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Hurricane
    HurricaneRelatively High
  • Lightning
    LightningRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Drought
    DroughtModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Strong Wind
Hurricane
Lightning
Winter Weather
Cold Wave
Drought
Hail
Heat Wave
Inland Flooding
Wildfire

FEMA Declared Disasters Across New Jersey Counties

Fire
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,275$27,300
Home Insurance *$203$2,436
Property Taxes $697$8,364
Electricity $214$2,572
Total$3,389$40,668
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$116,194/yr
40% on housing$101,670/yr
45% on housing$90,373/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.4%
7.4%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -2.6%
-2.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$231This listing

vs Other Active Listings

Avg $/sqft

ZIP 08094$182
Atlantic County$264

vs Homes Sold Last Month

Median $/sqft

ZIP 08094$211
Atlantic County$228

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-17Listed for sale$450,000

For Sale by Agent

AgentEmilie Siderio
BrokerageSwink Realty

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