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815 Route 54, Williamstown, NJ, 08094

6beds
5baths
4,308sqft
$789,000
$183price/sqft
$6,041/moest. monthly cost
$241,640/yrincome needed

About This Home

Excellent Investment Opportunity or Multi-Generational Living! A truly one-of-a-kind property offering two homes across two lots (#16 & #17) with a total of four separate living spaces—perfect for extended families, rental income, or a combination of both. Endless flexibility and strong income potential make this a rare find! Lot #17 – Ranch-Style Home + In-Law Suite Built in 1955. The main ranch home features 2–3 bedrooms, including a versatile rear room with a separate entrance—ideal as a third bedroom, office, or guest space. Enjoy a bright living room with newer laminate flooring and a cozy wood-burning fireplace. The full bath was tastefully remodeled approximately 5 years ago. Additional highlights include: Oversized 2-car garage with opener Full unfinished basement French drain & new sump pump (2020) Updated water filtration system & 200-amp electrical panel A separate Mother-in-Law suite (added 8 years ago) offers: Open-concept design with high ceilings & skylight 1 bedroom, full bath Stackable washer/dryer Recessed lighting Attached 1-car garage with opener Lot #16 – Two Additional Living Spaces. Built in 1995 First Floor Unit: Spacious 1-bedroom apartment with: Large full bath Walk-in closet 5-burner gas cooking & garbage disposal 1-car garage with opener Separate soundproof office with private exterior access Upper-Level Unit: A stunning, light-filled space with private entrance & stair lift, featuring: Expansive great room with open-concept kitchen, living, and dining areas Four skylights for abundant natural light Slider to Trex deck with electric awnings overlooking the backyard oasis In-ground Gunite pool, hot tub, and paver patio—perfect for entertaining Bedroom layout includes: Primary suite with ceiling fan, dual closets, and luxurious ensuite bath with jetted tub & stall shower Second bedroom with its own private full bath—ideal for in-law use Additional large living room with cathedral ceilings Additional features: Access to another oversized 2-car garage with washer/dryer, storage, and half bath Tankless water heater HVAC updated (2015) Property-Wide Features: Separate septic systems & wells for each home Roof updates: Lot #17 (2020), Lot #16 (2018) 2 sheds and a gazebo Recently completed easement for driveway, with potential for separate deeds for each lot This exceptional property offers unmatched versatility—live in one unit while renting the others, accommodate extended family, or maximize rental income across all four spaces. Opportunities like this are rare—don’t miss your chance to own a truly flexible and income-generating property!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

4/10
Buena Middle SchoolGrades 6-82.5 mi
2/10

Construction

Condition

  • Property condition: Very Good
  • Year built: 1955

Materials

  • Foundation: Block
  • Construction materials: Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch/Rambler
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Cooktop,Disposal,Double Oven,Stainless Steel Appliance(s),Water Conditioner - Owned,Water Heater,Tankless Water Heater,Gas Water Heater
  • Laundry features: Main Level,Upper Level

Basement

  • Area: 0

Basement

  • Has basement: Yes
  • Basement: Interior Entry,Unfinished

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 5
  • Full bathrooms: 4
  • 1/2 bathrooms: 1
  • Main level bathrooms: 3
  • Main level bedrooms: 4

Features

  • Bathroom - Stall Shower,Bathroom - Tub Shower,Ceiling Fan(s),Entry Level Bedroom,Open Floorplan,Floor Plan - Traditional
  • Window features: Casement,Double Hung,Skylight(s)
  • Number of fireplaces: 1
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 4,308

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air,Natural Gas

Interior Area

  • Total structure area: 4,308
  • Total interior livable area: 4,308 sqft

Property

Accessibility

  • Accessibility features: Stair Lift

Details

  • Parcel number: 050180800017
  • Zoning: RESIDENTIAL
  • Special condition: Standard
  • Exclusions: Personal Property

Features

  • Levels: Two
  • Stories: 2
  • Private pool: Yes
  • Pool features: Gunite,Private
  • Has spa: Yes
  • Spa features: Bath
  • Has view: Yes
  • View description: Trees/Woods,Street

Lot

  • Lot size: 1.30 Acres
  • Features: Backs to Trees,Private,Rural,Subdivision Possible
  • Lot size dimensions: 100 x 213

Parking

  • Total spaces: 6
  • Parking features: Garage Faces Front,Garage Door Opener,Inside Entrance,Attached,Driveway
  • Has garage: Yes
  • Attached garage spaces: 6
  • Covered spaces: 6
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Hurricane
    HurricaneRelatively High
  • Lightning
    LightningRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Drought
    DroughtModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Strong Wind
Hurricane
Lightning
Winter Weather
Cold Wave
Drought
Hail
Heat Wave
Inland Flooding
Wildfire

FEMA Declared Disasters Across New Jersey Counties

Fire
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,989$47,868
Home Insurance *$356$4,272
Property Taxes $1,222$14,664
Electricity $474$5,698
Total$6,041$72,492
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$207,120/yr
40% on housing$181,230/yr
45% on housing$161,093/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.4%
7.4%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -2.6%
-2.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$183This listing

vs Other Active Listings

Avg $/sqft

ZIP 08094$183
Atlantic County$264

vs Homes Sold Last Month

Median $/sqft

ZIP 08094$211
Atlantic County$228

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-01Listed for sale$825,000
2016-08-12Sold$399,000
2016-05-04Price change$399,000
2015-10-21Listed for sale$409,000

For Sale by Agent

AgentJennean Veale
BrokerageBHHS Fox & Roach-Marlton

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