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314 Elmwood Ave, Egg Harbor Township, NJ, 08234

2beds
1baths
620sqft
$250,000
$403price/sqft
$1,936/moest. monthly cost
$77,440/yrincome needed

About This Home

Affordable homeownership starts here at 314 Elmwood Avenue in Egg Harbor Township! This charming ranch-style home presents an excellent opportunity for first-time homebuyers, downsizers, or investors seeking an affordable property with major updates already completed and room to make it their own. Single-level living, the home features a living room, a functional eat-in kitchen with, two comfortably sized bedrooms, and one full bathroom. Several important mechanical improvements have already been completed, providing added value and peace of mind for the next owner. The roof was replaced approximately one year ago, the central air conditioning and furnace were installed approximately five years ago, and the hot water heater was replaced approximately two years ago. These major updates allow buyers to focus on enjoying their new home instead of tackling costly improvements. Step outside to enjoy a fully fenced front yard, ideal for pets, outdoor gatherings, gardening. A spacious detached garage offers exceptional versatility and can be utilized for vehicle parking, a workshop, hobby space, home gym, or additional storage to suit your lifestyle. With annual property taxes of only $2,775, this property offers outstanding affordability in today’s market. Conveniently located near shopping, restaurants, parks, schools, and major highways, you’ll enjoy easy access to everything Egg Harbor Township and the surrounding shore communities have to offer. Whether you’re looking for your first home, a low-maintenance residence, or an investment opportunity, 314 Elmwood Avenue is a property you won’t want to miss. Schedule your private showing today and discover everything this charming home has to offer.

Getting Around

33
WalkingCar-Dependent
0
TransitVery Limited Transit
37
BikeSomewhat Bikeable

Schools

6/10
Fernwood Middle SchoolGrades 6-81.5 mi
5/10

Construction

Condition

  • Year built: 1940

Materials

  • Construction materials: Vinyl

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Ranch

Interior

Appliances

  • Appliances included: Dryer,Gas Stove,Refrigerator,Washer

Basement

  • Basement: Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Air Curtain

Interior Area

  • Total structure area: 620
  • Total interior livable area: 620 sqft

Property

Details

  • Parcel number: HB

Lot

  • Lot size dimensions: 0,1074 32 x 100

Parking

  • Total spaces: 3
  • Parking features: Detached Garage
  • Has garage: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Strong Wind
Winter Weather
Cold Wave
Hurricane
Heat Wave
Lightning
Wildfire
Tsunami

FEMA Declared Disasters Across New Jersey Counties

Fire
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,264$15,168
Home Insurance *$92$1,104
Property Taxes $387$4,644
Electricity $193$2,318
Total$1,936$23,232
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$66,377/yr
40% on housing$58,080/yr
45% on housing$51,626/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.4%
7.4%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -2.6%
-2.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$403This listing

vs Other Active Listings

Avg $/sqft

ZIP 08234$205
Atlantic County$265

vs Homes Sold Last Month

Median $/sqft

ZIP 08234$219
Atlantic County$228

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-30Price change$250,000
2026-07-14Price change$273,500
2026-07-11Listed for sale$268,500
2026-07-06Listing removed$275,000
2026-05-09Price change$275,000
2026-03-13Listed for sale$290,000
2016-03-29Listing removed$1,100
2016-02-06Price change$1,100
2015-12-30Listed for rent$1,200
2015-10-26Sold$40,000
2011-08-16Listing removed$99,900
2010-11-25Listed for sale$99,900
2010-10-22Listing removed$99,900
2010-04-22Listed for sale$99,900
2000-05-26Sold$69,000
1999-01-05Sold$59,000

For Sale by Agent

AgentKaterina Markoska
BrokerageCentury 21 Action Plus Realty - Northfield

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