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109 Cates Road, Egg Harbor Township, NJ, 08234

6beds
3baths
2,284sqft
$689,000
$302price/sqft
$5,055/moest. monthly cost
$202,200/yrincome needed

About This Home

JUST MOVE IN! Have your private pool oasis in South Jersey! This property is a dream with a massive lot of 1.39 acres surrounded by beautiful mature trees and fully fenced with unparalleled privacy. There's no other home with this much land and a pool for sale in the area! The interior is fully updated with a white kitchen, 6 bedrooms including a principal suite, 3 full baths, 3 living/dining areas plus an enclosed porch overlooking the pool and the grounds. Additionally it offers a gigantic detached building with a garage for multiple vehicles, a cabana room, a full size basketball court, a gazebo by the pool, and a sandbox with a pergola. It has a water well, so no water bills! You have the option to have it furnished or unfurnished. Call for an appointment

Getting Around

13
WalkingCar-Dependent
0
TransitVery Limited Transit
39
BikeSomewhat Bikeable

Schools

5/10
Alder Ave Middle SchoolGrades 6-80.8 mi
5/10

Construction

Condition

  • Year built: 1970

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Finished,Full,Heated

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,284
  • Total interior livable area: 2,284 sqft

Property

Details

  • Parcel number: 0802903000000011

Features

  • Levels: Split Level
  • Stories: 1
  • Private pool: Yes
  • Pool features: In Ground
  • Exterior features: Lighting

Lot

  • Lot size: 1.37 Acres
  • Features: Oversized

Parking

  • Total spaces: 4
  • Parking features: Circular Driveway,Driveway,Off Street
  • Has garage: Yes
  • Attached garage spaces: 4
  • Covered spaces: 4
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hurricane
    HurricaneModerate
  • Lightning
    LightningModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Strong Wind
Winter Weather
Hurricane
Lightning
Wildfire
Tsunami

FEMA Declared Disasters Across New Jersey Counties

Fire
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,483$41,796
Home Insurance *$254$3,048
Property Taxes $1,067$12,804
Electricity $251$3,021
Total$5,055$60,660
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$173,314/yr
40% on housing$151,650/yr
45% on housing$134,800/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.4%
7.4%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -2.6%
-2.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$302This listing

vs Other Active Listings

Avg $/sqft

ZIP 08234$202
Atlantic County$264

vs Homes Sold Last Month

Median $/sqft

ZIP 08234$219
Atlantic County$228

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-10Listed for sale$689,000
2025-05-28Listing removed$4,200
2025-05-22Listed for rent$4,200
2025-05-22Listing removed$10,000
2025-04-18Listed for rent$10,000
2025-04-18Listing removed$4,200
2025-03-11Price change$685,000
2024-11-26Listed for rent$4,200
2024-06-06Listing removed--
2024-05-26Price change$4,500
2024-05-10Listed for rent$7,500
2023-08-02Sold$499,000
2023-01-04Sold$250,000
2022-07-25Sold$320,000
2020-05-21Listing removed$179,900
2020-05-14Listed for sale$179,900
2018-10-26Sold$104,200
2018-08-29Listed for sale$111,300
2018-05-16Listing removed$111,300
2018-05-10Listed for sale$111,300
2018-03-23Listing removed$135,200
2018-03-08Price change$135,200
2018-02-21Price change$141,600
2018-02-07Price change$147,900
2018-01-19Price change$159,000
2018-01-04Listed for sale$168,540
2017-08-23Sold$1,000
2016-07-27Sold$593,000
2005-01-24Sold$300,000
1999-03-26Sold$84,000

For Sale by Agent

AgentAllegra M Cojab
BrokerageVRI Homes

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