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1324 County Road 94, New Albany, MS, 38652

3beds
2baths
1,317sqft
$273,000
$207price/sqft
$1,869/moest. monthly cost
$74,760/yrincome needed

About This Home

Move in Ready! 3 bed 2 bath home features an open kitchen with a huge island, stainless steel appliances, and a pantry. Other features include a private en-suite primary bathroom with a tiled tub/shower, tankless water heater, dedicated laundry room, two-car garage, gutters, and front and back patios. Located in the Ingomar School District!

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
20
BikeSomewhat Bikeable

Schools

6/10
Ingomar Attendance CenterGrades PK-122.0 mi

Construction

Condition

  • Year built: 2025

Materials

  • Foundation: Slab
  • Roof: Architectural

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Interior Area

  • Total structure area: 1,317
  • Total interior livable area: 1,317 sqft

Property

Details

  • Parcel number: 069R0501121

Features

  • Levels: One
  • Stories: 1

Lot

  • Lot size: 0.61 Acres
  • Lot size dimensions: 95.69 x 273.38

Parking

  • Total spaces: 2
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Lightning
    LightningVery High
  • Strong Wind
    Strong WindVery High
  • Heat Wave
    Heat WaveRelatively High
  • Tornado
    TornadoRelatively High
  • Drought
    DroughtModerate
  • Earthquake
    EarthquakeModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Cold Wave
Lightning
Strong Wind
Heat Wave
Tornado
Drought
Earthquake
Hail
Inland Flooding
Ice Storm

FEMA Declared Disasters in Union County and Mississippi

Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,380$16,560
Home Insurance *$202$2,424
Property Taxes $95$1,140
Electricity $192$2,304
Total$1,869$22,428
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$64,080/yr
40% on housing$56,070/yr
45% on housing$49,840/yr

Mississippi FAIR Plan Programs

Mississippi Windstorm Underwriting Association

Covered
HailHail
WindWind
Visit Website →

Mississippi Residential Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,237Commercial: -4
Total Premiums$1.77M
Total Exposure$137.66M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.8%
9.8%
0%30.0%
Electricity Growth Rate10-year average: 4.2%
4.2%
0%15.0%
Property Taxes Growth Rate2-year average: -2.9%
-2.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$207This listing

vs Other Active Listings

Avg $/sqft

ZIP 38652$173
Union County$150

vs Homes Sold Last Month

Median $/sqft

ZIP 38652
Union County$149

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-10Listed for sale$273,000
2024-10-08Listing removed$250,000
2024-09-25Price change$250,000
2024-07-30Listed for sale$257,500
2024-07-23Listing removed--
2024-07-10Listed for sale$257,500

For Sale by Agent

AgentJames Morris
BrokerageJ. Morris Realty, LLC

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