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108 Sterling Dr, Galloway, NJ, 08205

3beds
3baths
2,064sqft
$420,000
$203price/sqft
$3,182/moest. monthly cost
$127,280/yrincome needed

About This Home

Welcome to 108 Sterling Drive! This charming 2,064 sq ft home sits on a beautiful .65-acre lot in a quiet cul-de-sac. Featuring 3 bedrooms and 2.5 baths, the first floor offers a spacious private suite with its own full bath—ideal for guests, in-laws, or multi-generational living—along with a living room, dining room, and den/4th Bedroom. All hardwood flooring flows throughout the main living areas. Upstairs you’ll find two additional bedrooms and a full bath. Additional highlights include a one-car attached garage, a concrete driveway with parking for 4+cars, and a larger shed for extra storage. Perfectly located for privacy and convenience—don’t miss this wonderful opportunity!

Getting Around

2
WalkingCar-Dependent
0
TransitVery Limited Transit
27
BikeSomewhat Bikeable

Schools

5/10
3/10
4/10
Absegami High SchoolGrades 9-121.7 mi

Construction

Condition

  • Year built: 1981

Materials

  • Construction materials: Wood

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Gas Stove,Refrigerator,Washer

Basement

  • Basement: Crawl Space

Bedroom1

  • Level: Main

Bedroom2

  • Level: Upper

Bedroom3

  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bathrooms: 2
  • Main level bedrooms: 1

Dining Room

  • Level: Main

Features

  • Eat-in Kitchen
  • Flooring: Hardwood,Tile
  • Fireplace features: Built-In,Living Room
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,064
  • Total interior livable area: 2,064 sqft

Kitchen

  • Level: Main

Living Room

  • Level: Main

Property

Details

  • Parcel number: 16.02

Features

  • Levels: One and One Half
  • Stories: 1
  • Exterior features: Fenced Yard,Shed
  • Fencing: Fenced

Lot

  • Lot size: 0.65 Acres
  • Features: Cul-De-Sac
  • Lot size dimensions: 125 x 225

Parking

  • Total spaces: 3
  • Parking features: Garage,Attached Garage
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Hurricane
    HurricaneRelatively High
  • Lightning
    LightningRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Strong Wind
Hurricane
Lightning
Winter Weather
Cold Wave
Heat Wave
Inland Flooding
Wildfire
Tsunami

FEMA Declared Disasters Across New Jersey Counties

Fire
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,123$25,476
Home Insurance *$181$2,172
Property Taxes $651$7,812
Electricity $227$2,730
Total$3,182$38,184
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$109,097/yr
40% on housing$95,460/yr
45% on housing$84,853/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.4%
7.4%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -2.6%
-2.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$203This listing

vs Other Active Listings

Avg $/sqft

ZIP 08205$176
Atlantic County$264

vs Homes Sold Last Month

Median $/sqft

ZIP 08205$223
Atlantic County$228

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-13Pending sale$420,000
2026-07-25Listed for sale$420,000
1986-03-17Sold$118,000

For Sale by Agent

AgentSAMY SABBAGH, SFR
BrokerageCENTURY 21 ATLANTIC PROFESSIONAL REALTY

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