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188 Leeds Point Rd, Galloway, NJ, 08205

2beds
1baths
1,021sqft
$289,900
$284price/sqft
$2,232/moest. monthly cost
$89,280/yrincome needed

About This Home

Charming Cape Cod with Endless Potential – A Renovator’s Dream in Galloway! Bring your vision to this classic Cape Cod located on a lovely, spacious lot in the heart of Galloway. This home offers a fantastic foundation for your next project, featuring a character-filled layout that includes gleaming hardwood floors and a warm, inviting living space. Home Highlights: Classic Cape Design: A timeless layout featuring two cozy bedrooms and a refreshed bathroom on the upper level. Outdoor Living: Enjoy your morning coffee on the generous front porch, or entertain friends and family on the private back deck overlooking your own yard. Functional Space: The home includes a nice, functional kitchen and a convenient utility room. Plus a full basement that is partially finished. Location: Just minutes away from local shopping, dining, schools, and the beautiful Jersey Shore. Important Note for Buyers: This property is being sold strictly "as-is." The home is currently equipped with a septic system that requires replacement, presenting a unique opportunity for a savvy buyer or investor to build equity. This home is ideally suited for a buyer utilizing an FHA 203(k) renovation loan or a cash purchase, allowing you to customize the property to your exact tastes while potentially keeping your total investment well below local market value. Don’t miss your chance to secure a great deal in a desirable area—schedule your showing today and see the potential for yourself!

Getting Around

35
WalkingCar-Dependent
0
TransitVery Limited Transit
30
BikeSomewhat Bikeable

Schools

4/10
3/10
4/10
Absegami High SchoolGrades 9-123.1 mi

Construction

Condition

  • Year built: 1937

Materials

  • Foundation: Masonry Floor/Wall
  • Construction materials: Vinyl

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cape Cod
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Stove,Refrigerator

Basement

  • Has basement: Yes
  • Basement: 6 Ft. or More Head Room,Inside Entrance,Partially Finished

Bedroom1

  • Level: Upper

Bedroom2

  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Dining Room

  • Level: Main

Features

  • Walk-In Closet(s),Eat-in Kitchen
  • Flooring: Hardwood
  • Attic: Storage

Heating & Cooling

  • Heating features: Baseboard,Natural Gas,Hot Water
  • Cooling features: Window Unit(s)

Interior Area

  • Total structure area: 1,021
  • Total interior livable area: 1,021 sqft

Kitchen

  • Level: Main

Living Room

  • Level: Main

Property

Details

  • Parcel number: 15

Features

  • Patio & porch: Porch
  • Exterior features: Porch,Shed

Lot

  • Lot size: 0.45 Acres
  • Lot size dimensions: 106 x 183

Parking

  • Total spaces: 3
  • Parking features: None

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Coastal Flooding
    Coastal FloodingRelatively High
  • Hurricane
    HurricaneRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Wildfire
    WildfireRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Strong Wind
Coastal Flooding
Hurricane
Inland Flooding
Lightning
Wildfire
Winter Weather
Cold Wave
Heat Wave
Tsunami

FEMA Declared Disasters Across New Jersey Counties

Fire
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,465$17,580
Home Insurance *$125$1,500
Property Taxes $449$5,388
Electricity $193$2,318
Total$2,232$26,784
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$76,525/yr
40% on housing$66,960/yr
45% on housing$59,520/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.4%
7.4%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -2.6%
-2.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$284This listing

vs Other Active Listings

Avg $/sqft

ZIP 08205$176
Atlantic County$264

vs Homes Sold Last Month

Median $/sqft

ZIP 08205$223
Atlantic County$228

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-20Price change$289,900
2026-06-12Listed for sale$299,900
2025-10-15Listing removed$275,000
2025-07-29Pending sale$275,000
2025-07-21Listed for sale$275,000
2017-08-14Sold$45,000
2017-06-15Listed for sale$49,900
2016-10-05Listing removed--
2016-09-21Listed for sale--
2005-07-08Sold$195,000
2005-02-08Sold$142,684
2000-03-14Sold$104,000
1998-08-14Sold$92,500

For Sale by Agent

AgentRICHARD HAVILAND
BrokerageKELLER WILLIAMS REALTY ATLANTIC SHORE-Northfield

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