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34 Northfield Ave, Northfield, NJ, 08225

4beds
3baths
2,422sqft
$439,900
$182price/sqft
$3,353/moest. monthly cost
$134,120/yrincome needed

About This Home

Welcome home to this expansive single-family residence offering a generous 2,422 square feet of living space in a top-rated school district. Located just half a block from the local bike path and a short drive to the beach and Atlantic City entertainment, this property offers an incredible opportunity to build instant equity. The main level features a large living room with a cozy fireplace, a dining area, a convenient half bath, and a dedicated office space perfect for working from home. You will also find a versatile den with a wood-burning stove and a modernized kitchen. Bring your design ideas to the enclosed front and back porches, which are both ready for a full update to maximize their excellent footprint and potential. Upstairs features four well-sized bedrooms and two full bathrooms. The spacious primary suite has been recently renovated, while the other three bedrooms offer a solid foundation ready for your personal cosmetic updates. Outside, the fully fenced backyard is an entertainer’s dream featuring an in-ground swimming pool and a large gazebo for shade. A full, unfinished basement provides added storage. If you are looking for a spacious home with great bones in a premier location, this is the one. Bring your tool belt and finishing touches to make it your own! Showings begin Friday July 17th. * Some images have been digitally enhanced to illustrate the home's potential.

Getting Around

55
WalkingSomewhat Walkable
0
TransitVery Limited Transit
62
BikeBikeable

Schools

Construction

Condition

  • Year built: 1890

Materials

  • Construction materials: Vinyl

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Disposal,Dishwasher,Electric Stove,Microwave,Refrigerator

Basement

  • Has basement: Yes
  • Basement: 6 Ft. or More Head Room,Full,Inside Entrance,Unfinished

Bedroom1

  • Level: Upper

Bedroom2

  • Level: Upper

Bedroom3

  • Level: Upper

Bedroom4

  • Level: Lower

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Dining Room

  • Level: Main

Family Room

  • Level: Main

Features

  • Flooring: Hardwood,Tile,Laminate
  • Fireplace features: Built-In,Family Room,Living Room,Wood Burning,Wood Burning Stove
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,422
  • Total interior livable area: 2,422 sqft

Kitchen

  • Level: Main

Living Room

  • Level: Main

Property

Details

  • Parcel number: 25

Features

  • Levels: Two
  • Stories: 2
  • Pool features: In Ground
  • Patio & porch: Porch Enclosed
  • Exterior features: Fenced Yard,Pool-In Ground,Porch Enclosed
  • Fencing: Fenced

Lot

  • Lot size: 8,050 sqft
  • Lot size dimensions: 50 x 161

Parking

  • Total spaces: 1
  • Parking features: None

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Cold Wave
    Cold WaveModerate
  • Hurricane
    HurricaneModerate
  • Lightning
    LightningModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Strong Wind
Winter Weather
Coastal Flooding
Cold Wave
Hurricane
Lightning
Tsunami

FEMA Declared Disasters Across New Jersey Counties

Fire
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,224$26,688
Home Insurance *$182$2,184
Property Taxes $681$8,172
Electricity $266$3,203
Total$3,353$40,236
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$114,960/yr
40% on housing$100,590/yr
45% on housing$89,413/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.4%
7.4%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -2.6%
-2.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$182This listing

vs Other Active Listings

Avg $/sqft

ZIP 08225$266
Atlantic County$264

vs Homes Sold Last Month

Median $/sqft

ZIP 08225$227
Atlantic County$228

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-15Listed for sale$439,900

For Sale by Agent

AgentFRANCINE LAMKIN
BrokerageVylla Home - Northfield

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