3 N Surrey Ave, Ventnor, NJ, 08406
About This Home
Stunning Beach House in Leonard's Tract, Ventnor – Your Dream Coastal Home Awaits! Largest turnkey bayfront home under $1.2 million! Introducing a beautifully updated and meticulously renovated beach house in the highly sought-after St Leonard's Tract of Ventnor! With its thoughtful upgrades and spacious layout, this property is ready to become your dream beach home. Boasting 8 bedrooms and 4.5 bathrooms, this expansive home offers modern comfort and convenience, perfect for those who love to entertain. The home features a brand new wrap-around porch, where you can relax, take in the refreshing sea breeze, and enjoy breathtaking views of Ventnor Bay. Inside, the house has been completely updated to meet today’s highest standards. From new LVP flooring throughout to top-of-the-line Bosch appliances, everything has been carefully selected for style and functionality. The new kitchen is a chef's dream, with quartz countertops, beautiful cabinetry, and a stunning backsplash. The adjoining dining room creates a perfect flow for entertaining guests or enjoying family meals. The versatile basement offers 2 of the 8 bedrooms, a full bathroom, and its own fully-equipped kitchen—ideal for an in-law suite or as a private guest apartment. The basement also has its own private entrance, offering guests or family members privacy and independence. Enjoy additional features like central A/C, new heating systems, and a fully fenced-in backyard for added privacy and relaxation. The sunroom is a perfect spot to start your day with a cup of coffee or unwind in the evening while enjoying panoramic bay views. With its prime location, you’ll be just steps away from the bay and within walking distance to the beach. For added convenience, you’ll find yourself near popular restaurants, shops, and just a short drive to the excitement of Atlantic City. This exceptional property is perfect for anyone seeking a spacious, move-in ready home with modern upgrades and the perfect balance of privacy, luxury, and location. Don't miss out on this incredible opportunity to make this gorgeous beach house your own!
Getting Around
Very Walkable
Very Limited Transit
BikeableSchools
Construction
Condition
- Property condition: Excellent
- Year built: 1928
Materials
- Foundation: Concrete Perimeter
- Construction materials: Vinyl Siding,Brick
Type & Style
- Home type: SingleFamily
- Architectural style: Other
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Gas Water Heater
Basement
- Area: 750
Basement
- Has basement: Yes
- Basement: Finished
Bedrooms & Bathrooms
- Bedrooms: 8
- Bathrooms: 5
- Full bathrooms: 4
- 1/2 bathrooms: 1
- Main level bathrooms: 1
Features
- Number of fireplaces: 1
- Fireplace: Yes
- Finished area below ground: 750
- Finished area above ground: 3,373
Heating & Cooling
- Heating features: Forced Air,Natural Gas
- Cooling features: Central Air,Electric
Interior Area
- Total structure area: 4,123
- Total interior livable area: 4,123 sqft
Property
Accessibility
- Accessibility features: None
Details
- Parcel number: 220010400006
- Zoning: RESIDENTIAL
- Special condition: Standard
- Exclusions: Personal Property
Features
- Levels: Three
- Stories: 3
- Pool features: None
Lot
- Lot size: 2,640 sqft
Parking
- Parking features: On Street
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Coastal Flooding
- Strong Wind
- Hurricane
- Inland Flooding
- Lightning
- Winter Weather
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters Across New Jersey Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $5,966 | $71,592 |
| Home Insurance * | $580 | $6,960 |
| Property Taxes | $1,829 | $21,948 |
| Electricity | $454 | $5,453 |
| Total | $8,829 | $105,948 |
Income You'd Need if You Spent...
New Jersey FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-03-11 | Price change | $1,180,000 |
| 2025-10-10 | Listing removed | $4,500 |
| 2025-09-20 | Listed for rent | $4,500 |
| 2025-07-09 | Listed for sale | $1,199,000 |
| 2025-07-04 | Contingent | $1,199,000 |
| 2025-05-01 | Listing removed | $48,000 |
| 2025-04-25 | Listed for rent | $48,000 |
| 2025-04-22 | Price change | $1,199,000 |
| 2025-04-19 | Listing removed | $6,500 |
| 2025-03-06 | Price change | $1,255,000 |
| 2025-02-05 | Price change | $1,265,000 |
| 2025-01-22 | Price change | $1,275,000 |
| 2025-01-13 | Price change | $1,285,000 |
| 2024-11-02 | Listed for sale | $1,299,000 |
| 2024-10-06 | Listing removed | $1,350,000 |
| 2024-10-02 | Listing removed | $5,000 |
| 2024-09-05 | Price change | $1,350,000 |
| 2024-08-29 | Price change | $5,000 |
| 2024-08-16 | Listed for rent | $7,500 |
| 2024-07-08 | Price change | $1,399,000 |
| 2024-06-20 | Price change | $1,475,000 |
| 2024-06-04 | Listed for sale | $1,550,000 |
| 2023-10-30 | Sold | $615,000 |
| 2023-09-11 | Pending sale | $689,000 |
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