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5808 Monmouth Ave, Ventnor, NJ, 08406

6beds
3baths
2,820sqft
$699,900
$248price/sqft
$5,277/moest. monthly cost
$211,080/yrincome needed

About This Home

Rich in character and full of potential, this classic Ventnor home showcases timeless shore architecture, grand front entrance steps, and an inviting covered porch that captures the charm of coastal living. Just four blocks from the beach, this unique property presents a rare opportunity to renovate the existing duplex, convert to a spacious single-family residence, or explore redevelopment possibilities. The ground floor features an apartment with 2 bedrooms, 1 full bath, a garage, and a dedicated laundry room. The upper residence offers 4 bedrooms and 2 full baths, including a separate 1-bedroom, 1-bath living area with its own private exterior entrance, creating flexibility. Both interior and exterior stair access are available, and separate gas and electric meters are already in place. Situated on an approximately 50' x 80' lot, the property also features a large fenced side yard, providing valuable outdoor space and future possibilities. Whether your vision is to restore and enhance its architectural charm, create a custom shore retreat, maintain it as a duplex, or build new, the options are plentiful. Enjoy a prime location near Ventnor's beaches, restaurants, coffee shops, and local attractions. Ski Beach and bayfront events are just a short stroll away, while Margate and Atlantic City are only minutes from your doorstep. Property is being sold strictly as-is. Buyer is responsible for conducting their own due diligence regarding zoning, approvals, and permitted uses with the City of Ventnor.

Getting Around

64
WalkingSomewhat Walkable
0
TransitVery Limited Transit
53
BikeBikeable

Schools

7/10
Ventnor Middle SchoolGrades 5-80.9 mi
7/10
Ventnor Elementary SchoolGrades PK-40.9 mi

Construction

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Eat-in Kitchen
  • Attic: Storage

Heating

  • Heating features: Baseboard,Electric,Natural Gas,Hot Water

Interior Area

  • Total structure area: 2,820
  • Total interior livable area: 2,820 sqft

Property

Details

  • Parcel number: 9

Features

  • Levels: 3 Story
  • Stories: 3

Lot

  • Lot size: 4,000 sqft
  • Lot size dimensions: 50 x 80

Parking

  • Total spaces: 3
  • Parking features: Garage
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Hurricane
    HurricaneModerate
  • Inland Flooding
    Inland FloodingModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Strong Wind
Hurricane
Inland Flooding
Winter Weather
Tsunami

FEMA Declared Disasters Across New Jersey Counties

Fire
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,539$42,468
Home Insurance *$344$4,128
Property Taxes $1,084$13,008
Electricity $310$3,730
Total$5,277$63,324
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$180,925/yr
40% on housing$158,310/yr
45% on housing$140,720/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.4%
7.4%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -2.6%
-2.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$248This listing

vs Other Active Listings

Avg $/sqft

ZIP 08406$504
Atlantic County$264

vs Homes Sold Last Month

Median $/sqft

ZIP 08406$436
Atlantic County$228

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-20Price change$699,900
2026-06-24Listed for sale$750,000

For Sale by Agent

AgentADAM D'ANNUNZIO
BrokerageKeller Williams Realty Jersey Shore - Ocean City

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