321 N Harvard Ave, Ventnor City, NJ, 08406
About This Home
Welcome to 321 N Harvard Avenue, a beautiful coastal retreat in the heart of Ventnor, just steps from the bay. This fully renovated home blends modern luxury with effortless shore living, offering a rare combination of style, comfort, and location. From the moment you arrive, you’re greeted by a charming front porch—perfect for morning coffee or evening sunsets with bay breezes just across the street. Inside, the home has been thoughtfully redesigned with high-end finishes throughout, including wide-plank luxury vinyl flooring that flows seamlessly across the open living spaces. The chef-inspired kitchen is a true centerpiece, featuring brand-new cabinetry, sleek countertops, and premium appliances—ideal for both entertaining and everyday living. Each bathroom has been meticulously updated with contemporary fixtures and elegant design touches. A standout feature of this home is the first-floor primary suite, offering convenience, privacy, and comfort—perfect for homeowners seeking easy living without sacrificing luxury. Additional highlights include an attached garage for added convenience and storage, along with a layout that perfectly balances functionality and modern coastal elegance. Whether you're looking for a year-round residence or a refined shore getaway, this home delivers the ultimate Ventnor lifestyle—just moments from the bay, beaches, and everything the area has to offer.
Getting Around
Somewhat Walkable
Very Limited Transit
Somewhat BikeableSchools
Construction
Materials
- Construction materials: Vinyl
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Disposal,Dryer,Gas Stove,Microwave,Refrigerator,Washer
Basement
- Basement: Crawl Space
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
Features
- Carbon Monoxide Detector,Kitchen Island,Storage
- Flooring: Vinyl
Heating
- Heating features: Forced Air,Natural Gas
Interior Area
- Total structure area: 1,910
- Total interior livable area: 1,910 sqft
Property
Details
- Parcel number: 9
Features
- Levels: Two
- Stories: 2
- Patio & porch: Porch
- Exterior features: Porch
Lot
- Lot size: 4,400 sqft
- Features: Corner Lot
- Lot size dimensions: 55 x 80
Parking
- Total spaces: 2
- Parking features: Attached Garage,Garage
- Has garage: Yes
- Attached garage spaces: 1
- Covered spaces: 1
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Coastal Flooding
- Strong Wind
- Hurricane
- Inland Flooding
- Lightning
- Winter Weather
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters Across New Jersey Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $4,045 | $48,540 |
| Home Insurance * | $393 | $4,716 |
| Property Taxes | $1,239 | $14,868 |
| Electricity | $210 | $2,526 |
| Total | $5,887 | $70,644 |
Income You'd Need if You Spent...
New Jersey FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-15 | Listed for sale | $849,777 |
| 2025-11-04 | Listing removed | $599,777 |
| 2025-10-26 | Listed for sale | $599,777 |
| 2025-09-22 | Listing removed | $679,000 |
| 2025-09-05 | Listed for sale | $679,000 |
| 2025-08-19 | Listing removed | $749,000 |
| 2025-08-15 | Pending sale | $749,000 |
| 2025-07-23 | Listed for sale | $749,000 |
| 2025-07-20 | Pending sale | $749,000 |
| 2025-06-30 | Listed for sale | $749,000 |
For Sale by Agent
View on Zillow