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32 Phelps Ave, Bergenfield, NJ, 07621

2beds
1baths
--sqft
$400,000
--price/sqft
$2,938/moest. monthly cost
$117,520/yrincome needed

About This Home

Contractors, builders, and investors—here's your next opportunity. This Colonial-style home in the heart of Bergenfield is in need of renovation and is being sold as-is, making it ideal for those ready to bring their vision and craftsmanship to life. The home offers 2 bedrooms and 1 full bath with strong potential for restoration, expansion and redesign. Set on a property with a lush backyard, the outdoor space includes mature greenery and a detached garden shed. Conveniently located near NYC transportation, as well as local coffee shops, restaurants, grocery stores and everyday conveniences. Whether you're looking for your next project, flip, or long-term investment, this property presents a rare chance to create value in a desirable Bergen County location. Bring your ideas and unlock the possibilities.

Getting Around

76
WalkingVery Walkable
52
TransitGood Transit
62
BikeBikeable

Schools

7/10
6/10
8/10
Bergenfield High SchoolGrades 9-121.0 mi

Construction

Materials

  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Unfinished

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Flooring: Hardwood

Heating & Cooling

  • Heating features: Natural Gas,Forced Air
  • Cooling features: None

Property

Details

  • Parcel number: 0300027000000016

Features

  • Pool features: None
  • Has view: Yes
  • View description: North
  • Waterfront features: None

Lot

  • Features: Regular

Parking

  • Total spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Heat Wave
Inland Flooding
Strong Wind
Winter Weather
Tsunami

FEMA Declared Disasters Across New Jersey Counties

Fire
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,022$24,264
Home Insurance *$93$1,116
Property Taxes $630$7,560
Electricity $193$2,318
Total$2,938$35,256
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$100,731/yr
40% on housing$88,140/yr
45% on housing$78,346/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.7%
8.7%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 07621$457
Bergen County$633

vs Homes Sold Last Month

Median $/sqft

ZIP 07621$454
Bergen County$452

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-20Listed for sale$400,000
2026-06-27Pending sale$400,000
2026-05-12Listed for sale$400,000
2000-08-14Sold$146,500
1994-07-07Sold$119,000

For Sale by Agent

AgentMichael Shetler
BrokerageKeller Williams Village Square Realty

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