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138 Elder Ave, Bergenfield, NJ, 07621

3beds
1baths
1,631sqft
$599,999
$368price/sqft
$4,310/moest. monthly cost
$172,400/yrincome needed

About This Home

Welcome to this well-maintained single-family home offering comfortable suburban living in the heart of Bergenfield, NJ. This inviting 7-room residence features 3 spacious bedrooms, a bright living room, formal dining room, an updated kitchen, and a versatile den/sunroom that?s perfect for relaxing, or entertaining guests.Nestled on a lovely residential block, this home is conveniently located near shopping, dining, parks, schools, and major transportation routes, providing both everyday convenience and a wonderful neighborhood setting.Don?t miss this outstanding opportunity to own a beautiful home in desirable Bergen County. Experience all that Bergenfield?s vibrant community has to offer while enjoying the comfort, charm, and convenience of this exceptional property.

Getting Around

54
WalkingSomewhat Walkable
46
TransitSome Transit
38
BikeSomewhat Bikeable

Schools

7/10
6/10
8/10
Bergenfield High SchoolGrades 9-120.5 mi

Construction

Condition

  • Year built: 1920

Materials

  • Roof: Asphalt Shingle
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cape Cod
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Carbon Monoxide Detector,Dishwasher,Dryer,Microwave,Range/Oven-Gas,Refrigerator,Washer,Gas Water Heater
  • Laundry features: In Basement

Basement

  • Features: Laundry Room, Utility Room

Basement

  • Has basement: Yes
  • Basement: Yes,Unfinished

Bedroom1

  • Level: Second

Bedroom2

  • Level: Second

Bedroom3

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 1
  • Full bathrooms: 1

Dining Room

  • Features: Formal Dining Room
  • Level: First

Features

  • Flooring: Laminate,Wood
  • Number of fireplaces: 1
  • Fireplace features: Living Room
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Radiators - Steam,Oil Tank Above Ground - Outside
  • Cooling features: Window Unit(s)

Interior Area

  • Total structure area: 1,631
  • Total interior livable area: 1,631 sqft

Kitchen

  • Features: Eat-in Kitchen,Pantry
  • Level: First

Living Room

  • Level: First

Property

Details

  • Parcel number: 1103000530000000160000

Features

  • Patio & porch: Deck

Lot

  • Lot size: 5,662 sqft
  • Lot size dimensions: 5501

Parking

  • Total spaces: 2
  • Parking features: Asphalt,Concrete Strip,Shared Driveway,Detached Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Inland Flooding
Winter Weather
Cold Wave
Heat Wave
Lightning
Strong Wind
Tsunami

FEMA Declared Disasters Across New Jersey Counties

Fire
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,033$36,396
Home Insurance *$140$1,680
Property Taxes $944$11,328
Electricity $193$2,318
Total$4,310$51,720
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$147,771/yr
40% on housing$129,300/yr
45% on housing$114,933/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.7%
8.7%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$368This listing

vs Other Active Listings

Avg $/sqft

ZIP 07621$452
Bergen County$633

vs Homes Sold Last Month

Median $/sqft

ZIP 07621$454
Bergen County$452

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-30Listed for sale$599,999
1988-11-29Sold$180,000

For Sale by Agent

AgentGloria I. Gibbs
BrokerageBhhs Jordan Baris Realty

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