16 N Prospect Ave, Bergenfield, NJ, 07621
About This Home
Welcome to this charming updated 2-bedroom, 1-bath home that offers the perfect combination of comfort, convenience, and value. Move-in ready and thoughtfully updated, this home features a modern kitchen with granite countertops, stainless steel appliances, and plenty of cabinet space for everyday living. The bright interior showcases beautiful hardwood floors throughout, the basement includes laundry hookups and provides excellent storage . Major mechanical updates include a newer gas hot water heater, and a newer roof for added peace of mind. Low-maintenance vinyl siding enhances the home's curb appeal. Step outside to enjoy a fenced backyard, perfect for entertaining, pets, or gardening. A large storage shed offers additional space for tools, equipment, or seasonal items, and the private driveway provides convenient off-street parking. Ideally located close to top-rated schools, shopping, restaurants, parks, and public transportation, including NYC bus service and NJ Transit train access, making commuting a breeze. Whether you're a first-time homebuyer, downsizing, or looking for an investment opportunity, this property is an excellent choice. Also available for rent.
Getting Around
Very Walkable
Some Transit
BikeableSchools
Construction
Materials
- Construction materials: Vinyl Siding
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Basement
- Has basement: Yes
- Basement: Walk-Out Access,Partial
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 1
- Full bathrooms: 1
Features
- One Floor Living
Heating & Cooling
- Heating features: Baseboard,Natural Gas
- Cooling features: Window Unit(s)
Property
Details
- Parcel number: 0300075000000006
Features
- Stories: 1
- Pool features: None
- Has view: Yes
- View description: East
- Waterfront features: None
Lot
- Features: Irregular Lot
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
- Winter Weather
- Cold Wave
- Heat Wave
- Lightning
- Strong Wind
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters Across New Jersey Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,007 | $24,084 |
| Home Insurance * | $92 | $1,104 |
| Property Taxes | $625 | $7,500 |
| Electricity | $193 | $2,318 |
| Total | $2,917 | $35,004 |
Income You'd Need if You Spent...
New Jersey FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-13 | Contingent | $397,000 |
| 2026-08-12 | Pending sale | $397,000 |
| 2026-07-20 | Listed for sale | $397,000 |
| 2021-04-06 | Sold | $99,000 |
| 2021-03-07 | Listing removed | -- |
| 2019-03-08 | Listing removed | $1,950 |
| 2019-02-05 | Listed for rent | $1,950 |
| 2018-03-16 | Listing removed | $1,850 |
| 2018-02-17 | Listed for rent | $1,850 |
| 2017-01-01 | Listing removed | $199,995 |
| 2016-12-03 | Price change | $199,995 |
| 2016-06-11 | Listed for sale | $229,000 |
| 2016-03-14 | Listing removed | $1,895 |
| 2016-03-01 | Price change | $1,895 |
| 2016-01-30 | Listed for rent | $1,950 |
| 2015-04-14 | Sold | $102,000 |
| 2015-02-02 | Listed for sale | $125,000 |
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