




109 Bergen Ave, Bergenfield, NJ, 07621
About This Home
Excellent investment opportunity in desirable Bergenfield! Unit 1 features a bright living room and dining area, a generously sized kitchen with stainless steel appliances, one large bedroom, and a full bathroom. This unit also enjoys exclusive access to the full, partially finished basement, complete with a versatile bonus room that is ideal for a home office, den, recreation room, fitness space, or additional storage. An in-unit laundry area adds everyday convenience. Unit 2 offers a comfortable layout with an eat-in kitchen, spacious living room, one large bedroom, and a full bathroom. Outside, the property features a two-car detached garage, a small deck, and a paver patio, providing inviting outdoor spaces to relax or entertain. Both units are currently occupied on month-to-month leases, offering flexibility for investors or future owner-occupants. The current rents are below market value, presenting an excellent opportunity to increase income over time while acquiring a solid investment at an attractive price point. Conveniently located near shopping, dining, parks, schools, and public transportation, this is an opportunity you won't want to miss! Property being sold As-Is. Sale is subject to seller's completion of a 1031 exchange.
Getting Around
Schools
Construction
Type & Style
- Home type: MultiFamily
- Property subType: Multi Family
Interior
Appliances
- Laundry features: In Basement
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 2
Property
Details
- Parcel number: 0300165000000002
Parking
- Total spaces: 2
- Parking features: Garage
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Heat Wave
- Strong Wind
- Winter Weather
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters Across New Jersey Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $3,028 | $36,336 |
| Home Insurance * | $140 | $1,680 |
| Property Taxes | $943 | $11,316 |
| Electricity | $193 | $2,318 |
| Total | $4,304 | $51,648 |
Income You'd Need if You Spent...
New Jersey FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-09 | Listed for sale | $599,000 |
| 2018-02-23 | Sold | $1,200 |
| 2011-08-03 | Listing removed | $1,100 |
| 2011-06-22 | Listed for rent | $1,100 |
| 2000-06-12 | Sold | $140,000 |
